LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,311
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$36,409
−HK$1,116/mo
Today · 4.125%
HK$37,525
baseline
▲ 0.50% · 4.625%
HK$39,809
+HK$2,284/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$75,050/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,283
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$40,337
−HK$1,068/mo
Today · 4.125%
HK$41,405
baseline
▲ 0.50% · 4.625%
HK$43,588
+HK$2,183/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$82,810/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,373
−HK$2,657/mo
▼ 0.25% · 3.875%
HK$43,691
−HK$1,339/mo
Today · 4.125%
HK$45,030
baseline
▲ 0.50% · 4.625%
HK$47,770
+HK$2,740/mo
Deposit HK$6.19M · loan HK$9.29M · min. income ≈ HK$90,060/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,140
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$48,404
−HK$1,283/mo
Today · 4.125%
HK$49,687
baseline
▲ 0.50% · 4.625%
HK$52,306
+HK$2,619/mo
Deposit HK$6.19M · loan HK$9.29M · min. income ≈ HK$99,374/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,435
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$50,973
−HK$1,562/mo
Today · 4.125%
HK$52,535
baseline
▲ 0.50% · 4.625%
HK$55,732
+HK$3,197/mo
Deposit HK$4.65M · loan HK$10.84M · min. income ≈ HK$105,070/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$580,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,996
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$56,471
−HK$1,497/mo
Today · 4.125%
HK$57,968
baseline
▲ 0.50% · 4.625%
HK$61,023
+HK$3,055/mo
Deposit HK$4.65M · loan HK$10.84M · min. income ≈ HK$115,936/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$580,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,560
−HK$3,985/mo
▼ 0.25% · 3.875%
HK$65,537
−HK$2,008/mo
Today · 4.125%
HK$67,545
baseline
▲ 0.50% · 4.625%
HK$71,655
+HK$4,110/mo
Deposit HK$1.55M · loan HK$13.94M · min. income ≈ HK$135,090/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,710
−HK$3,820/mo
▼ 0.25% · 3.875%
HK$72,606
−HK$1,924/mo
Today · 4.125%
HK$74,530
baseline
▲ 0.50% · 4.625%
HK$78,458
+HK$3,928/mo
Deposit HK$1.55M · loan HK$13.94M · min. income ≈ HK$149,060/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,708 · Scale 2, in force from 26 Feb 2026)