LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,311
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$36,410
−HK$1,116/mo
Today · 4.125%
HK$37,526
baseline
▲ 0.50% · 4.625%
HK$39,809
+HK$2,283/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$75,052/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,283
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$40,337
−HK$1,069/mo
Today · 4.125%
HK$41,406
baseline
▲ 0.50% · 4.625%
HK$43,588
+HK$2,182/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$82,812/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,373
−HK$2,658/mo
▼ 0.25% · 3.875%
HK$43,691
−HK$1,340/mo
Today · 4.125%
HK$45,031
baseline
▲ 0.50% · 4.625%
HK$47,771
+HK$2,740/mo
Deposit HK$6.19M · loan HK$9.29M · min. income ≈ HK$90,062/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,140
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$48,404
−HK$1,283/mo
Today · 4.125%
HK$49,687
baseline
▲ 0.50% · 4.625%
HK$52,306
+HK$2,619/mo
Deposit HK$6.19M · loan HK$9.29M · min. income ≈ HK$99,374/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,436
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$50,973
−HK$1,563/mo
Today · 4.125%
HK$52,536
baseline
▲ 0.50% · 4.625%
HK$55,732
+HK$3,196/mo
Deposit HK$4.65M · loan HK$10.84M · min. income ≈ HK$105,072/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$580,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,997
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$56,472
−HK$1,496/mo
Today · 4.125%
HK$57,968
baseline
▲ 0.50% · 4.625%
HK$61,024
+HK$3,056/mo
Deposit HK$4.65M · loan HK$10.84M · min. income ≈ HK$115,936/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$580,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,560
−HK$3,986/mo
▼ 0.25% · 3.875%
HK$65,537
−HK$2,009/mo
Today · 4.125%
HK$67,546
baseline
▲ 0.50% · 4.625%
HK$71,656
+HK$4,110/mo
Deposit HK$1.55M · loan HK$13.94M · min. income ≈ HK$135,092/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,710
−HK$3,820/mo
▼ 0.25% · 3.875%
HK$72,606
−HK$1,924/mo
Today · 4.125%
HK$74,530
baseline
▲ 0.50% · 4.625%
HK$78,459
+HK$3,929/mo
Deposit HK$1.55M · loan HK$13.94M · min. income ≈ HK$149,060/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,711 · Scale 2, in force from 26 Feb 2026)