LTV · monthly repayment
▼ 0.50% · 3.625%
HK$353,132
−HK$22,144/mo
▼ 0.25% · 3.875%
HK$364,116
−HK$11,160/mo
Today · 4.125%
HK$375,276
baseline
▲ 0.50% · 4.625%
HK$398,111
+HK$22,835/mo
Deposit HK$77.43M · loan HK$77.43M · min. income ≈ HK$750,552/mo (50% DSR)
Upfront cash ≈ HK$87.50M (deposit + AVD stamp duty HK$10,066,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$392,855
−HK$21,225/mo
▼ 0.25% · 3.875%
HK$403,391
−HK$10,689/mo
Today · 4.125%
HK$414,080
baseline
▲ 0.50% · 4.625%
HK$435,907
+HK$21,827/mo
Deposit HK$77.43M · loan HK$77.43M · min. income ≈ HK$828,160/mo (50% DSR)
Upfront cash ≈ HK$87.50M (deposit + AVD stamp duty HK$10,066,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$423,758
−HK$26,573/mo
▼ 0.25% · 3.875%
HK$436,939
−HK$13,392/mo
Today · 4.125%
HK$450,331
baseline
▲ 0.50% · 4.625%
HK$477,733
+HK$27,402/mo
Deposit HK$61.95M · loan HK$92.92M · min. income ≈ HK$900,662/mo (50% DSR)
Upfront cash ≈ HK$72.01M (deposit + AVD stamp duty HK$10,066,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$471,426
−HK$25,470/mo
▼ 0.25% · 3.875%
HK$484,070
−HK$12,826/mo
Today · 4.125%
HK$496,896
baseline
▲ 0.50% · 4.625%
HK$523,088
+HK$26,192/mo
Deposit HK$61.95M · loan HK$92.92M · min. income ≈ HK$993,792/mo (50% DSR)
Upfront cash ≈ HK$72.01M (deposit + AVD stamp duty HK$10,066,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$494,384
−HK$31,002/mo
▼ 0.25% · 3.875%
HK$509,762
−HK$15,624/mo
Today · 4.125%
HK$525,386
baseline
▲ 0.50% · 4.625%
HK$557,355
+HK$31,969/mo
Deposit HK$46.46M · loan HK$108.41M · min. income ≈ HK$1,050,772/mo (50% DSR)
Upfront cash ≈ HK$56.53M (deposit + AVD stamp duty HK$10,066,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$549,997
−HK$29,715/mo
▼ 0.25% · 3.875%
HK$564,748
−HK$14,964/mo
Today · 4.125%
HK$579,712
baseline
▲ 0.50% · 4.625%
HK$610,270
+HK$30,558/mo
Deposit HK$46.46M · loan HK$108.41M · min. income ≈ HK$1,159,424/mo (50% DSR)
Upfront cash ≈ HK$56.53M (deposit + AVD stamp duty HK$10,066,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$635,637
−HK$39,860/mo
▼ 0.25% · 3.875%
HK$655,409
−HK$20,088/mo
Today · 4.125%
HK$675,497
baseline
▲ 0.50% · 4.625%
HK$716,599
+HK$41,102/mo
Deposit HK$15.49M · loan HK$139.38M · min. income ≈ HK$1,350,994/mo (50% DSR)
Upfront cash ≈ HK$25.55M (deposit + AVD stamp duty HK$10,066,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$707,140
−HK$38,204/mo
▼ 0.25% · 3.875%
HK$726,105
−HK$19,239/mo
Today · 4.125%
HK$745,344
baseline
▲ 0.50% · 4.625%
HK$784,632
+HK$39,288/mo
Deposit HK$15.49M · loan HK$139.38M · min. income ≈ HK$1,490,688/mo (50% DSR)
Upfront cash ≈ HK$25.55M (deposit + AVD stamp duty HK$10,066,215 · Scale 2, in force from 26 Feb 2026)