LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,313
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$36,412
−HK$1,116/mo
Today · 4.125%
HK$37,528
baseline
▲ 0.50% · 4.625%
HK$39,811
+HK$2,283/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$75,056/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,286
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$40,339
−HK$1,069/mo
Today · 4.125%
HK$41,408
baseline
▲ 0.50% · 4.625%
HK$43,591
+HK$2,183/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$82,816/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,376
−HK$2,657/mo
▼ 0.25% · 3.875%
HK$43,694
−HK$1,339/mo
Today · 4.125%
HK$45,033
baseline
▲ 0.50% · 4.625%
HK$47,773
+HK$2,740/mo
Deposit HK$6.19M · loan HK$9.29M · min. income ≈ HK$90,066/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$580,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,143
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$48,407
−HK$1,283/mo
Today · 4.125%
HK$49,690
baseline
▲ 0.50% · 4.625%
HK$52,309
+HK$2,619/mo
Deposit HK$6.19M · loan HK$9.29M · min. income ≈ HK$99,380/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$580,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,439
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$50,976
−HK$1,563/mo
Today · 4.125%
HK$52,539
baseline
▲ 0.50% · 4.625%
HK$55,736
+HK$3,197/mo
Deposit HK$4.65M · loan HK$10.84M · min. income ≈ HK$105,078/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$580,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,000
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$56,475
−HK$1,496/mo
Today · 4.125%
HK$57,971
baseline
▲ 0.50% · 4.625%
HK$61,027
+HK$3,056/mo
Deposit HK$4.65M · loan HK$10.84M · min. income ≈ HK$115,942/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$580,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,564
−HK$3,986/mo
▼ 0.25% · 3.875%
HK$65,541
−HK$2,009/mo
Today · 4.125%
HK$67,550
baseline
▲ 0.50% · 4.625%
HK$71,660
+HK$4,110/mo
Deposit HK$1.55M · loan HK$13.94M · min. income ≈ HK$135,100/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,714
−HK$3,821/mo
▼ 0.25% · 3.875%
HK$72,611
−HK$1,924/mo
Today · 4.125%
HK$74,535
baseline
▲ 0.50% · 4.625%
HK$78,463
+HK$3,928/mo
Deposit HK$1.55M · loan HK$13.94M · min. income ≈ HK$149,070/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,745 · Scale 2, in force from 26 Feb 2026)