LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,315
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$36,413
−HK$1,116/mo
Today · 4.125%
HK$37,529
baseline
▲ 0.50% · 4.625%
HK$39,813
+HK$2,284/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$75,058/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,287
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$40,341
−HK$1,069/mo
Today · 4.125%
HK$41,410
baseline
▲ 0.50% · 4.625%
HK$43,593
+HK$2,183/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$82,820/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,378
−HK$2,657/mo
▼ 0.25% · 3.875%
HK$43,696
−HK$1,339/mo
Today · 4.125%
HK$45,035
baseline
▲ 0.50% · 4.625%
HK$47,776
+HK$2,741/mo
Deposit HK$6.19M · loan HK$9.29M · min. income ≈ HK$90,070/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$580,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,145
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$48,409
−HK$1,283/mo
Today · 4.125%
HK$49,692
baseline
▲ 0.50% · 4.625%
HK$52,311
+HK$2,619/mo
Deposit HK$6.19M · loan HK$9.29M · min. income ≈ HK$99,384/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$580,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,441
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$50,979
−HK$1,562/mo
Today · 4.125%
HK$52,541
baseline
▲ 0.50% · 4.625%
HK$55,738
+HK$3,197/mo
Deposit HK$4.65M · loan HK$10.84M · min. income ≈ HK$105,082/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$580,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,002
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$56,477
−HK$1,497/mo
Today · 4.125%
HK$57,974
baseline
▲ 0.50% · 4.625%
HK$61,030
+HK$3,056/mo
Deposit HK$4.65M · loan HK$10.84M · min. income ≈ HK$115,948/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$580,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,567
−HK$3,986/mo
▼ 0.25% · 3.875%
HK$65,544
−HK$2,009/mo
Today · 4.125%
HK$67,553
baseline
▲ 0.50% · 4.625%
HK$71,663
+HK$4,110/mo
Deposit HK$1.55M · loan HK$13.94M · min. income ≈ HK$135,106/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,717
−HK$3,821/mo
▼ 0.25% · 3.875%
HK$72,614
−HK$1,924/mo
Today · 4.125%
HK$74,538
baseline
▲ 0.50% · 4.625%
HK$78,467
+HK$3,929/mo
Deposit HK$1.55M · loan HK$13.94M · min. income ≈ HK$149,076/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,771 · Scale 2, in force from 26 Feb 2026)