LTV · monthly repayment
▼ 0.50% · 3.625%
HK$353,159
−HK$22,146/mo
▼ 0.25% · 3.875%
HK$364,144
−HK$11,161/mo
Today · 4.125%
HK$375,305
baseline
▲ 0.50% · 4.625%
HK$398,141
+HK$22,836/mo
Deposit HK$77.44M · loan HK$77.44M · min. income ≈ HK$750,610/mo (50% DSR)
Upfront cash ≈ HK$87.51M (deposit + AVD stamp duty HK$10,066,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$392,886
−HK$21,226/mo
▼ 0.25% · 3.875%
HK$403,423
−HK$10,689/mo
Today · 4.125%
HK$414,112
baseline
▲ 0.50% · 4.625%
HK$435,940
+HK$21,828/mo
Deposit HK$77.44M · loan HK$77.44M · min. income ≈ HK$828,224/mo (50% DSR)
Upfront cash ≈ HK$87.51M (deposit + AVD stamp duty HK$10,066,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$423,791
−HK$26,575/mo
▼ 0.25% · 3.875%
HK$436,973
−HK$13,393/mo
Today · 4.125%
HK$450,366
baseline
▲ 0.50% · 4.625%
HK$477,770
+HK$27,404/mo
Deposit HK$61.95M · loan HK$92.93M · min. income ≈ HK$900,732/mo (50% DSR)
Upfront cash ≈ HK$72.02M (deposit + AVD stamp duty HK$10,066,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$471,463
−HK$25,471/mo
▼ 0.25% · 3.875%
HK$484,107
−HK$12,827/mo
Today · 4.125%
HK$496,934
baseline
▲ 0.50% · 4.625%
HK$523,129
+HK$26,195/mo
Deposit HK$61.95M · loan HK$92.93M · min. income ≈ HK$993,868/mo (50% DSR)
Upfront cash ≈ HK$72.02M (deposit + AVD stamp duty HK$10,066,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$494,422
−HK$31,005/mo
▼ 0.25% · 3.875%
HK$509,802
−HK$15,625/mo
Today · 4.125%
HK$525,427
baseline
▲ 0.50% · 4.625%
HK$557,398
+HK$31,971/mo
Deposit HK$46.46M · loan HK$108.41M · min. income ≈ HK$1,050,854/mo (50% DSR)
Upfront cash ≈ HK$56.53M (deposit + AVD stamp duty HK$10,066,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$550,040
−HK$29,717/mo
▼ 0.25% · 3.875%
HK$564,792
−HK$14,965/mo
Today · 4.125%
HK$579,757
baseline
▲ 0.50% · 4.625%
HK$610,317
+HK$30,560/mo
Deposit HK$46.46M · loan HK$108.41M · min. income ≈ HK$1,159,514/mo (50% DSR)
Upfront cash ≈ HK$56.53M (deposit + AVD stamp duty HK$10,066,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$635,686
−HK$39,863/mo
▼ 0.25% · 3.875%
HK$655,459
−HK$20,090/mo
Today · 4.125%
HK$675,549
baseline
▲ 0.50% · 4.625%
HK$716,655
+HK$41,106/mo
Deposit HK$15.49M · loan HK$139.39M · min. income ≈ HK$1,351,098/mo (50% DSR)
Upfront cash ≈ HK$25.55M (deposit + AVD stamp duty HK$10,066,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$707,194
−HK$38,208/mo
▼ 0.25% · 3.875%
HK$726,161
−HK$19,241/mo
Today · 4.125%
HK$745,402
baseline
▲ 0.50% · 4.625%
HK$784,693
+HK$39,291/mo
Deposit HK$15.49M · loan HK$139.39M · min. income ≈ HK$1,490,804/mo (50% DSR)
Upfront cash ≈ HK$25.55M (deposit + AVD stamp duty HK$10,066,993 · Scale 2, in force from 26 Feb 2026)