LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,316
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$36,414
−HK$1,117/mo
Today · 4.125%
HK$37,531
baseline
▲ 0.50% · 4.625%
HK$39,814
+HK$2,283/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$75,062/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,289
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$40,342
−HK$1,069/mo
Today · 4.125%
HK$41,411
baseline
▲ 0.50% · 4.625%
HK$43,594
+HK$2,183/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$82,822/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,379
−HK$2,658/mo
▼ 0.25% · 3.875%
HK$43,697
−HK$1,340/mo
Today · 4.125%
HK$45,037
baseline
▲ 0.50% · 4.625%
HK$47,777
+HK$2,740/mo
Deposit HK$6.20M · loan HK$9.29M · min. income ≈ HK$90,074/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$580,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,146
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$48,411
−HK$1,282/mo
Today · 4.125%
HK$49,693
baseline
▲ 0.50% · 4.625%
HK$52,313
+HK$2,620/mo
Deposit HK$6.20M · loan HK$9.29M · min. income ≈ HK$99,386/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$580,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,442
−HK$3,101/mo
▼ 0.25% · 3.875%
HK$50,980
−HK$1,563/mo
Today · 4.125%
HK$52,543
baseline
▲ 0.50% · 4.625%
HK$55,740
+HK$3,197/mo
Deposit HK$4.65M · loan HK$10.84M · min. income ≈ HK$105,086/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$580,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,004
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$56,479
−HK$1,497/mo
Today · 4.125%
HK$57,976
baseline
▲ 0.50% · 4.625%
HK$61,032
+HK$3,056/mo
Deposit HK$4.65M · loan HK$10.84M · min. income ≈ HK$115,952/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$580,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,569
−HK$3,986/mo
▼ 0.25% · 3.875%
HK$65,546
−HK$2,009/mo
Today · 4.125%
HK$67,555
baseline
▲ 0.50% · 4.625%
HK$71,666
+HK$4,111/mo
Deposit HK$1.55M · loan HK$13.94M · min. income ≈ HK$135,110/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,719
−HK$3,821/mo
▼ 0.25% · 3.875%
HK$72,616
−HK$1,924/mo
Today · 4.125%
HK$74,540
baseline
▲ 0.50% · 4.625%
HK$78,469
+HK$3,929/mo
Deposit HK$1.55M · loan HK$13.94M · min. income ≈ HK$149,080/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,789 · Scale 2, in force from 26 Feb 2026)