LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,316
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$36,415
−HK$1,116/mo
Today · 4.125%
HK$37,531
baseline
▲ 0.50% · 4.625%
HK$39,815
+HK$2,284/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$75,062/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,289
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$40,343
−HK$1,069/mo
Today · 4.125%
HK$41,412
baseline
▲ 0.50% · 4.625%
HK$43,595
+HK$2,183/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$82,824/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,380
−HK$2,657/mo
▼ 0.25% · 3.875%
HK$43,698
−HK$1,339/mo
Today · 4.125%
HK$45,037
baseline
▲ 0.50% · 4.625%
HK$47,778
+HK$2,741/mo
Deposit HK$6.20M · loan HK$9.29M · min. income ≈ HK$90,074/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$580,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,147
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$48,411
−HK$1,283/mo
Today · 4.125%
HK$49,694
baseline
▲ 0.50% · 4.625%
HK$52,314
+HK$2,620/mo
Deposit HK$6.20M · loan HK$9.29M · min. income ≈ HK$99,388/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$580,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,443
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$50,981
−HK$1,562/mo
Today · 4.125%
HK$52,543
baseline
▲ 0.50% · 4.625%
HK$55,741
+HK$3,198/mo
Deposit HK$4.65M · loan HK$10.84M · min. income ≈ HK$105,086/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$580,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,005
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$56,480
−HK$1,496/mo
Today · 4.125%
HK$57,976
baseline
▲ 0.50% · 4.625%
HK$61,032
+HK$3,056/mo
Deposit HK$4.65M · loan HK$10.84M · min. income ≈ HK$115,952/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$580,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,569
−HK$3,987/mo
▼ 0.25% · 3.875%
HK$65,547
−HK$2,009/mo
Today · 4.125%
HK$67,556
baseline
▲ 0.50% · 4.625%
HK$71,666
+HK$4,110/mo
Deposit HK$1.55M · loan HK$13.94M · min. income ≈ HK$135,112/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,720
−HK$3,821/mo
▼ 0.25% · 3.875%
HK$72,617
−HK$1,924/mo
Today · 4.125%
HK$74,541
baseline
▲ 0.50% · 4.625%
HK$78,470
+HK$3,929/mo
Deposit HK$1.55M · loan HK$13.94M · min. income ≈ HK$149,082/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,796 · Scale 2, in force from 26 Feb 2026)