LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,317
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$36,415
−HK$1,117/mo
Today · 4.125%
HK$37,532
baseline
▲ 0.50% · 4.625%
HK$39,815
+HK$2,283/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$75,064/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,290
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$40,343
−HK$1,069/mo
Today · 4.125%
HK$41,412
baseline
▲ 0.50% · 4.625%
HK$43,595
+HK$2,183/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$82,824/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,380
−HK$2,658/mo
▼ 0.25% · 3.875%
HK$43,699
−HK$1,339/mo
Today · 4.125%
HK$45,038
baseline
▲ 0.50% · 4.625%
HK$47,778
+HK$2,740/mo
Deposit HK$6.20M · loan HK$9.29M · min. income ≈ HK$90,076/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$580,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,148
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$48,412
−HK$1,283/mo
Today · 4.125%
HK$49,695
baseline
▲ 0.50% · 4.625%
HK$52,314
+HK$2,619/mo
Deposit HK$6.20M · loan HK$9.29M · min. income ≈ HK$99,390/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$580,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,444
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$50,982
−HK$1,562/mo
Today · 4.125%
HK$52,544
baseline
▲ 0.50% · 4.625%
HK$55,741
+HK$3,197/mo
Deposit HK$4.65M · loan HK$10.84M · min. income ≈ HK$105,088/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$580,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,006
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$56,481
−HK$1,496/mo
Today · 4.125%
HK$57,977
baseline
▲ 0.50% · 4.625%
HK$61,033
+HK$3,056/mo
Deposit HK$4.65M · loan HK$10.84M · min. income ≈ HK$115,954/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$580,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,570
−HK$3,987/mo
▼ 0.25% · 3.875%
HK$65,548
−HK$2,009/mo
Today · 4.125%
HK$67,557
baseline
▲ 0.50% · 4.625%
HK$71,668
+HK$4,111/mo
Deposit HK$1.55M · loan HK$13.94M · min. income ≈ HK$135,114/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,721
−HK$3,821/mo
▼ 0.25% · 3.875%
HK$72,618
−HK$1,924/mo
Today · 4.125%
HK$74,542
baseline
▲ 0.50% · 4.625%
HK$78,472
+HK$3,930/mo
Deposit HK$1.55M · loan HK$13.94M · min. income ≈ HK$149,084/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,805 · Scale 2, in force from 26 Feb 2026)