LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,320
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$36,419
−HK$1,116/mo
Today · 4.125%
HK$37,535
baseline
▲ 0.50% · 4.625%
HK$39,819
+HK$2,284/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$75,070/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$580,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,293
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$40,347
−HK$1,069/mo
Today · 4.125%
HK$41,416
baseline
▲ 0.50% · 4.625%
HK$43,599
+HK$2,183/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$82,832/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$580,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,384
−HK$2,658/mo
▼ 0.25% · 3.875%
HK$43,702
−HK$1,340/mo
Today · 4.125%
HK$45,042
baseline
▲ 0.50% · 4.625%
HK$47,782
+HK$2,740/mo
Deposit HK$6.20M · loan HK$9.29M · min. income ≈ HK$90,084/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$580,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,152
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$48,416
−HK$1,283/mo
Today · 4.125%
HK$49,699
baseline
▲ 0.50% · 4.625%
HK$52,319
+HK$2,620/mo
Deposit HK$6.20M · loan HK$9.29M · min. income ≈ HK$99,398/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$580,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,448
−HK$3,101/mo
▼ 0.25% · 3.875%
HK$50,986
−HK$1,563/mo
Today · 4.125%
HK$52,549
baseline
▲ 0.50% · 4.625%
HK$55,746
+HK$3,197/mo
Deposit HK$4.65M · loan HK$10.84M · min. income ≈ HK$105,098/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$580,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,010
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$56,486
−HK$1,496/mo
Today · 4.125%
HK$57,982
baseline
▲ 0.50% · 4.625%
HK$61,039
+HK$3,057/mo
Deposit HK$4.65M · loan HK$10.84M · min. income ≈ HK$115,964/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$580,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,576
−HK$3,987/mo
▼ 0.25% · 3.875%
HK$65,553
−HK$2,010/mo
Today · 4.125%
HK$67,563
baseline
▲ 0.50% · 4.625%
HK$71,674
+HK$4,111/mo
Deposit HK$1.55M · loan HK$13.94M · min. income ≈ HK$135,126/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,728
−HK$3,821/mo
▼ 0.25% · 3.875%
HK$72,624
−HK$1,925/mo
Today · 4.125%
HK$74,549
baseline
▲ 0.50% · 4.625%
HK$78,478
+HK$3,929/mo
Deposit HK$1.55M · loan HK$13.94M · min. income ≈ HK$149,098/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,855 · Scale 2, in force from 26 Feb 2026)