Skip to content
Home Mortgage Planner

Mortgage Planner

Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.

HK$1.55M HIBOR 1M · 3.9% Prime · 6.125%
LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$4,945
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,099
−HK$156/mo
Today · 4.125%
HK$5,255
baseline
▲ 0.50% · 4.625%
HK$5,575
+HK$320/mo

Deposit HK$465K · loan HK$1.08M · min. income ≈ HK$10,510/mo (50% DSR)

Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.

Data sourced from Renavon.com