LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,324
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$36,422
−HK$1,117/mo
Today · 4.125%
HK$37,539
baseline
▲ 0.50% · 4.625%
HK$39,823
+HK$2,284/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$75,078/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$580,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,297
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$40,351
−HK$1,069/mo
Today · 4.125%
HK$41,420
baseline
▲ 0.50% · 4.625%
HK$43,603
+HK$2,183/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$82,840/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$580,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,388
−HK$2,658/mo
▼ 0.25% · 3.875%
HK$43,707
−HK$1,339/mo
Today · 4.125%
HK$45,046
baseline
▲ 0.50% · 4.625%
HK$47,787
+HK$2,741/mo
Deposit HK$6.20M · loan HK$9.29M · min. income ≈ HK$90,092/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$580,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,156
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$48,421
−HK$1,283/mo
Today · 4.125%
HK$49,704
baseline
▲ 0.50% · 4.625%
HK$52,324
+HK$2,620/mo
Deposit HK$6.20M · loan HK$9.29M · min. income ≈ HK$99,408/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$580,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,453
−HK$3,101/mo
▼ 0.25% · 3.875%
HK$50,991
−HK$1,563/mo
Today · 4.125%
HK$52,554
baseline
▲ 0.50% · 4.625%
HK$55,752
+HK$3,198/mo
Deposit HK$4.65M · loan HK$10.84M · min. income ≈ HK$105,108/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$580,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,016
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$56,491
−HK$1,497/mo
Today · 4.125%
HK$57,988
baseline
▲ 0.50% · 4.625%
HK$61,045
+HK$3,057/mo
Deposit HK$4.65M · loan HK$10.84M · min. income ≈ HK$115,976/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$580,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,582
−HK$3,988/mo
▼ 0.25% · 3.875%
HK$65,560
−HK$2,010/mo
Today · 4.125%
HK$67,570
baseline
▲ 0.50% · 4.625%
HK$71,681
+HK$4,111/mo
Deposit HK$1.55M · loan HK$13.94M · min. income ≈ HK$135,140/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,735
−HK$3,821/mo
▼ 0.25% · 3.875%
HK$72,632
−HK$1,924/mo
Today · 4.125%
HK$74,556
baseline
▲ 0.50% · 4.625%
HK$78,486
+HK$3,930/mo
Deposit HK$1.55M · loan HK$13.94M · min. income ≈ HK$149,112/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,914 · Scale 2, in force from 26 Feb 2026)