LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,324
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$36,423
−HK$1,116/mo
Today · 4.125%
HK$37,539
baseline
▲ 0.50% · 4.625%
HK$39,824
+HK$2,285/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$75,078/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$580,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,298
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$40,352
−HK$1,069/mo
Today · 4.125%
HK$41,421
baseline
▲ 0.50% · 4.625%
HK$43,604
+HK$2,183/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$82,842/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$580,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,389
−HK$2,658/mo
▼ 0.25% · 3.875%
HK$43,708
−HK$1,339/mo
Today · 4.125%
HK$45,047
baseline
▲ 0.50% · 4.625%
HK$47,788
+HK$2,741/mo
Deposit HK$6.20M · loan HK$9.29M · min. income ≈ HK$90,094/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$580,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,157
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$48,422
−HK$1,283/mo
Today · 4.125%
HK$49,705
baseline
▲ 0.50% · 4.625%
HK$52,325
+HK$2,620/mo
Deposit HK$6.20M · loan HK$9.29M · min. income ≈ HK$99,410/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$580,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,454
−HK$3,101/mo
▼ 0.25% · 3.875%
HK$50,992
−HK$1,563/mo
Today · 4.125%
HK$52,555
baseline
▲ 0.50% · 4.625%
HK$55,753
+HK$3,198/mo
Deposit HK$4.65M · loan HK$10.84M · min. income ≈ HK$105,110/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$580,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,017
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$56,492
−HK$1,497/mo
Today · 4.125%
HK$57,989
baseline
▲ 0.50% · 4.625%
HK$61,046
+HK$3,057/mo
Deposit HK$4.65M · loan HK$10.84M · min. income ≈ HK$115,978/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$580,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,584
−HK$3,987/mo
▼ 0.25% · 3.875%
HK$65,561
−HK$2,010/mo
Today · 4.125%
HK$67,571
baseline
▲ 0.50% · 4.625%
HK$71,682
+HK$4,111/mo
Deposit HK$1.55M · loan HK$13.94M · min. income ≈ HK$135,142/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,736
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$72,633
−HK$1,925/mo
Today · 4.125%
HK$74,558
baseline
▲ 0.50% · 4.625%
HK$78,488
+HK$3,930/mo
Deposit HK$1.55M · loan HK$13.94M · min. income ≈ HK$149,116/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,926 · Scale 2, in force from 26 Feb 2026)