LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,326
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$36,425
−HK$1,116/mo
Today · 4.125%
HK$37,541
baseline
▲ 0.50% · 4.625%
HK$39,825
+HK$2,284/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$75,082/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$580,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,299
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$40,353
−HK$1,070/mo
Today · 4.125%
HK$41,423
baseline
▲ 0.50% · 4.625%
HK$43,606
+HK$2,183/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$82,846/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$580,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,391
−HK$2,658/mo
▼ 0.25% · 3.875%
HK$43,709
−HK$1,340/mo
Today · 4.125%
HK$45,049
baseline
▲ 0.50% · 4.625%
HK$47,790
+HK$2,741/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$90,098/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$580,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,159
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$48,424
−HK$1,283/mo
Today · 4.125%
HK$49,707
baseline
▲ 0.50% · 4.625%
HK$52,327
+HK$2,620/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$99,414/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$580,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,456
−HK$3,101/mo
▼ 0.25% · 3.875%
HK$50,994
−HK$1,563/mo
Today · 4.125%
HK$52,557
baseline
▲ 0.50% · 4.625%
HK$55,755
+HK$3,198/mo
Deposit HK$4.65M · loan HK$10.84M · min. income ≈ HK$105,114/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$580,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,019
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$56,495
−HK$1,497/mo
Today · 4.125%
HK$57,992
baseline
▲ 0.50% · 4.625%
HK$61,049
+HK$3,057/mo
Deposit HK$4.65M · loan HK$10.84M · min. income ≈ HK$115,984/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$580,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,586
−HK$3,988/mo
▼ 0.25% · 3.875%
HK$65,564
−HK$2,010/mo
Today · 4.125%
HK$67,574
baseline
▲ 0.50% · 4.625%
HK$71,685
+HK$4,111/mo
Deposit HK$1.55M · loan HK$13.94M · min. income ≈ HK$135,148/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,739
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$72,636
−HK$1,925/mo
Today · 4.125%
HK$74,561
baseline
▲ 0.50% · 4.625%
HK$78,491
+HK$3,930/mo
Deposit HK$1.55M · loan HK$13.94M · min. income ≈ HK$149,122/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,950 · Scale 2, in force from 26 Feb 2026)