LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,328
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$36,427
−HK$1,117/mo
Today · 4.125%
HK$37,544
baseline
▲ 0.50% · 4.625%
HK$39,828
+HK$2,284/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$75,088/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$580,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,303
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$40,357
−HK$1,069/mo
Today · 4.125%
HK$41,426
baseline
▲ 0.50% · 4.625%
HK$43,610
+HK$2,184/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$82,852/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$580,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,394
−HK$2,659/mo
▼ 0.25% · 3.875%
HK$43,713
−HK$1,340/mo
Today · 4.125%
HK$45,053
baseline
▲ 0.50% · 4.625%
HK$47,794
+HK$2,741/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$90,106/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$580,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,163
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$48,428
−HK$1,283/mo
Today · 4.125%
HK$49,711
baseline
▲ 0.50% · 4.625%
HK$52,331
+HK$2,620/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$99,422/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$580,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,460
−HK$3,101/mo
▼ 0.25% · 3.875%
HK$50,998
−HK$1,563/mo
Today · 4.125%
HK$52,561
baseline
▲ 0.50% · 4.625%
HK$55,760
+HK$3,199/mo
Deposit HK$4.65M · loan HK$10.85M · min. income ≈ HK$105,122/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$580,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,024
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$56,499
−HK$1,497/mo
Today · 4.125%
HK$57,996
baseline
▲ 0.50% · 4.625%
HK$61,053
+HK$3,057/mo
Deposit HK$4.65M · loan HK$10.85M · min. income ≈ HK$115,992/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$580,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,591
−HK$3,988/mo
▼ 0.25% · 3.875%
HK$65,569
−HK$2,010/mo
Today · 4.125%
HK$67,579
baseline
▲ 0.50% · 4.625%
HK$71,691
+HK$4,112/mo
Deposit HK$1.55M · loan HK$13.94M · min. income ≈ HK$135,158/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,745
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$72,642
−HK$1,925/mo
Today · 4.125%
HK$74,567
baseline
▲ 0.50% · 4.625%
HK$78,497
+HK$3,930/mo
Deposit HK$1.55M · loan HK$13.94M · min. income ≈ HK$149,134/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,995 · Scale 2, in force from 26 Feb 2026)