LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,329
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$36,428
−HK$1,117/mo
Today · 4.125%
HK$37,545
baseline
▲ 0.50% · 4.625%
HK$39,829
+HK$2,284/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$75,090/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$581,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,304
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$40,358
−HK$1,069/mo
Today · 4.125%
HK$41,427
baseline
▲ 0.50% · 4.625%
HK$43,611
+HK$2,184/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$82,854/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$581,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,395
−HK$2,659/mo
▼ 0.25% · 3.875%
HK$43,714
−HK$1,340/mo
Today · 4.125%
HK$45,054
baseline
▲ 0.50% · 4.625%
HK$47,795
+HK$2,741/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$90,108/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$581,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,164
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$48,429
−HK$1,283/mo
Today · 4.125%
HK$49,712
baseline
▲ 0.50% · 4.625%
HK$52,333
+HK$2,621/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$99,424/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$581,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,461
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$51,000
−HK$1,563/mo
Today · 4.125%
HK$52,563
baseline
▲ 0.50% · 4.625%
HK$55,761
+HK$3,198/mo
Deposit HK$4.65M · loan HK$10.85M · min. income ≈ HK$105,126/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,025
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$56,501
−HK$1,497/mo
Today · 4.125%
HK$57,998
baseline
▲ 0.50% · 4.625%
HK$61,055
+HK$3,057/mo
Deposit HK$4.65M · loan HK$10.85M · min. income ≈ HK$115,996/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,593
−HK$3,988/mo
▼ 0.25% · 3.875%
HK$65,571
−HK$2,010/mo
Today · 4.125%
HK$67,581
baseline
▲ 0.50% · 4.625%
HK$71,693
+HK$4,112/mo
Deposit HK$1.55M · loan HK$13.94M · min. income ≈ HK$135,162/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,746
−HK$3,823/mo
▼ 0.25% · 3.875%
HK$72,644
−HK$1,925/mo
Today · 4.125%
HK$74,569
baseline
▲ 0.50% · 4.625%
HK$78,499
+HK$3,930/mo
Deposit HK$1.55M · loan HK$13.94M · min. income ≈ HK$149,138/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,010 · Scale 2, in force from 26 Feb 2026)