LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,331
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$36,430
−HK$1,116/mo
Today · 4.125%
HK$37,546
baseline
▲ 0.50% · 4.625%
HK$39,831
+HK$2,285/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$75,092/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$581,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,305
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$40,359
−HK$1,070/mo
Today · 4.125%
HK$41,429
baseline
▲ 0.50% · 4.625%
HK$43,612
+HK$2,183/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$82,858/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$581,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,397
−HK$2,658/mo
▼ 0.25% · 3.875%
HK$43,716
−HK$1,339/mo
Today · 4.125%
HK$45,055
baseline
▲ 0.50% · 4.625%
HK$47,797
+HK$2,742/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$90,110/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$581,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,166
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$48,431
−HK$1,283/mo
Today · 4.125%
HK$49,714
baseline
▲ 0.50% · 4.625%
HK$52,335
+HK$2,621/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$99,428/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$581,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,463
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$51,002
−HK$1,563/mo
Today · 4.125%
HK$52,565
baseline
▲ 0.50% · 4.625%
HK$55,763
+HK$3,198/mo
Deposit HK$4.65M · loan HK$10.85M · min. income ≈ HK$105,130/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,027
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$56,503
−HK$1,497/mo
Today · 4.125%
HK$58,000
baseline
▲ 0.50% · 4.625%
HK$61,057
+HK$3,057/mo
Deposit HK$4.65M · loan HK$10.85M · min. income ≈ HK$116,000/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,595
−HK$3,988/mo
▼ 0.25% · 3.875%
HK$65,573
−HK$2,010/mo
Today · 4.125%
HK$67,583
baseline
▲ 0.50% · 4.625%
HK$71,695
+HK$4,112/mo
Deposit HK$1.55M · loan HK$13.94M · min. income ≈ HK$135,166/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,749
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$72,646
−HK$1,925/mo
Today · 4.125%
HK$74,571
baseline
▲ 0.50% · 4.625%
HK$78,502
+HK$3,931/mo
Deposit HK$1.55M · loan HK$13.94M · min. income ≈ HK$149,142/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,032 · Scale 2, in force from 26 Feb 2026)