LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,331
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$36,430
−HK$1,117/mo
Today · 4.125%
HK$37,547
baseline
▲ 0.50% · 4.625%
HK$39,831
+HK$2,284/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$75,094/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$581,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,306
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$40,360
−HK$1,069/mo
Today · 4.125%
HK$41,429
baseline
▲ 0.50% · 4.625%
HK$43,613
+HK$2,184/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$82,858/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$581,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,397
−HK$2,659/mo
▼ 0.25% · 3.875%
HK$43,716
−HK$1,340/mo
Today · 4.125%
HK$45,056
baseline
▲ 0.50% · 4.625%
HK$47,798
+HK$2,742/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$90,112/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$581,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,167
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$48,432
−HK$1,283/mo
Today · 4.125%
HK$49,715
baseline
▲ 0.50% · 4.625%
HK$52,335
+HK$2,620/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$99,430/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$581,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,464
−HK$3,101/mo
▼ 0.25% · 3.875%
HK$51,002
−HK$1,563/mo
Today · 4.125%
HK$52,565
baseline
▲ 0.50% · 4.625%
HK$55,764
+HK$3,199/mo
Deposit HK$4.65M · loan HK$10.85M · min. income ≈ HK$105,130/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,028
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$56,504
−HK$1,497/mo
Today · 4.125%
HK$58,001
baseline
▲ 0.50% · 4.625%
HK$61,058
+HK$3,057/mo
Deposit HK$4.65M · loan HK$10.85M · min. income ≈ HK$116,002/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,596
−HK$3,988/mo
▼ 0.25% · 3.875%
HK$65,574
−HK$2,010/mo
Today · 4.125%
HK$67,584
baseline
▲ 0.50% · 4.625%
HK$71,696
+HK$4,112/mo
Deposit HK$1.55M · loan HK$13.94M · min. income ≈ HK$135,168/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,750
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$72,647
−HK$1,925/mo
Today · 4.125%
HK$74,572
baseline
▲ 0.50% · 4.625%
HK$78,503
+HK$3,931/mo
Deposit HK$1.55M · loan HK$13.94M · min. income ≈ HK$149,144/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,040 · Scale 2, in force from 26 Feb 2026)