LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,333
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$36,432
−HK$1,117/mo
Today · 4.125%
HK$37,549
baseline
▲ 0.50% · 4.625%
HK$39,834
+HK$2,285/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$75,098/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$581,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,308
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$40,362
−HK$1,070/mo
Today · 4.125%
HK$41,432
baseline
▲ 0.50% · 4.625%
HK$43,616
+HK$2,184/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$82,864/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$581,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,400
−HK$2,659/mo
▼ 0.25% · 3.875%
HK$43,719
−HK$1,340/mo
Today · 4.125%
HK$45,059
baseline
▲ 0.50% · 4.625%
HK$47,800
+HK$2,741/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$90,118/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$581,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,169
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$48,435
−HK$1,283/mo
Today · 4.125%
HK$49,718
baseline
▲ 0.50% · 4.625%
HK$52,339
+HK$2,621/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$99,436/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$581,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,467
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$51,005
−HK$1,564/mo
Today · 4.125%
HK$52,569
baseline
▲ 0.50% · 4.625%
HK$55,767
+HK$3,198/mo
Deposit HK$4.65M · loan HK$10.85M · min. income ≈ HK$105,138/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,031
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$56,507
−HK$1,497/mo
Today · 4.125%
HK$58,004
baseline
▲ 0.50% · 4.625%
HK$61,062
+HK$3,058/mo
Deposit HK$4.65M · loan HK$10.85M · min. income ≈ HK$116,008/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,600
−HK$3,988/mo
▼ 0.25% · 3.875%
HK$65,578
−HK$2,010/mo
Today · 4.125%
HK$67,588
baseline
▲ 0.50% · 4.625%
HK$71,701
+HK$4,113/mo
Deposit HK$1.55M · loan HK$13.95M · min. income ≈ HK$135,176/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,754
−HK$3,823/mo
▼ 0.25% · 3.875%
HK$72,652
−HK$1,925/mo
Today · 4.125%
HK$74,577
baseline
▲ 0.50% · 4.625%
HK$78,508
+HK$3,931/mo
Deposit HK$1.55M · loan HK$13.95M · min. income ≈ HK$149,154/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,074 · Scale 2, in force from 26 Feb 2026)