LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,334
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$36,433
−HK$1,117/mo
Today · 4.125%
HK$37,550
baseline
▲ 0.50% · 4.625%
HK$39,835
+HK$2,285/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$75,100/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$581,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,309
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$40,363
−HK$1,070/mo
Today · 4.125%
HK$41,433
baseline
▲ 0.50% · 4.625%
HK$43,617
+HK$2,184/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$82,866/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$581,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,401
−HK$2,659/mo
▼ 0.25% · 3.875%
HK$43,720
−HK$1,340/mo
Today · 4.125%
HK$45,060
baseline
▲ 0.50% · 4.625%
HK$47,802
+HK$2,742/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$90,120/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$581,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,171
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$48,436
−HK$1,283/mo
Today · 4.125%
HK$49,719
baseline
▲ 0.50% · 4.625%
HK$52,340
+HK$2,621/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$99,438/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$581,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,468
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$51,007
−HK$1,563/mo
Today · 4.125%
HK$52,570
baseline
▲ 0.50% · 4.625%
HK$55,769
+HK$3,199/mo
Deposit HK$4.65M · loan HK$10.85M · min. income ≈ HK$105,140/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,033
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$56,509
−HK$1,497/mo
Today · 4.125%
HK$58,006
baseline
▲ 0.50% · 4.625%
HK$61,064
+HK$3,058/mo
Deposit HK$4.65M · loan HK$10.85M · min. income ≈ HK$116,012/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,602
−HK$3,988/mo
▼ 0.25% · 3.875%
HK$65,580
−HK$2,010/mo
Today · 4.125%
HK$67,590
baseline
▲ 0.50% · 4.625%
HK$71,703
+HK$4,113/mo
Deposit HK$1.55M · loan HK$13.95M · min. income ≈ HK$135,180/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,756
−HK$3,823/mo
▼ 0.25% · 3.875%
HK$72,654
−HK$1,925/mo
Today · 4.125%
HK$74,579
baseline
▲ 0.50% · 4.625%
HK$78,510
+HK$3,931/mo
Deposit HK$1.55M · loan HK$13.95M · min. income ≈ HK$149,158/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,092 · Scale 2, in force from 26 Feb 2026)