LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,336
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$36,435
−HK$1,117/mo
Today · 4.125%
HK$37,552
baseline
▲ 0.50% · 4.625%
HK$39,837
+HK$2,285/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$75,104/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$581,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,311
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$40,365
−HK$1,070/mo
Today · 4.125%
HK$41,435
baseline
▲ 0.50% · 4.625%
HK$43,619
+HK$2,184/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$82,870/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$581,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,403
−HK$2,659/mo
▼ 0.25% · 3.875%
HK$43,722
−HK$1,340/mo
Today · 4.125%
HK$45,062
baseline
▲ 0.50% · 4.625%
HK$47,804
+HK$2,742/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$90,124/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$581,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,173
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$48,438
−HK$1,284/mo
Today · 4.125%
HK$49,722
baseline
▲ 0.50% · 4.625%
HK$52,342
+HK$2,620/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$99,444/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$581,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,470
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$51,009
−HK$1,563/mo
Today · 4.125%
HK$52,572
baseline
▲ 0.50% · 4.625%
HK$55,771
+HK$3,199/mo
Deposit HK$4.65M · loan HK$10.85M · min. income ≈ HK$105,144/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,035
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$56,511
−HK$1,498/mo
Today · 4.125%
HK$58,009
baseline
▲ 0.50% · 4.625%
HK$61,066
+HK$3,057/mo
Deposit HK$4.65M · loan HK$10.85M · min. income ≈ HK$116,018/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,605
−HK$3,988/mo
▼ 0.25% · 3.875%
HK$65,583
−HK$2,010/mo
Today · 4.125%
HK$67,593
baseline
▲ 0.50% · 4.625%
HK$71,706
+HK$4,113/mo
Deposit HK$1.55M · loan HK$13.95M · min. income ≈ HK$135,186/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,759
−HK$3,823/mo
▼ 0.25% · 3.875%
HK$72,657
−HK$1,925/mo
Today · 4.125%
HK$74,582
baseline
▲ 0.50% · 4.625%
HK$78,514
+HK$3,932/mo
Deposit HK$1.55M · loan HK$13.95M · min. income ≈ HK$149,164/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,117 · Scale 2, in force from 26 Feb 2026)