LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,341
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$36,440
−HK$1,117/mo
Today · 4.125%
HK$37,557
baseline
▲ 0.50% · 4.625%
HK$39,842
+HK$2,285/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$75,114/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$581,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,316
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$40,371
−HK$1,069/mo
Today · 4.125%
HK$41,440
baseline
▲ 0.50% · 4.625%
HK$43,625
+HK$2,185/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$82,880/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$581,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,409
−HK$2,659/mo
▼ 0.25% · 3.875%
HK$43,728
−HK$1,340/mo
Today · 4.125%
HK$45,068
baseline
▲ 0.50% · 4.625%
HK$47,811
+HK$2,743/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$90,136/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$581,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,179
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$48,445
−HK$1,283/mo
Today · 4.125%
HK$49,728
baseline
▲ 0.50% · 4.625%
HK$52,350
+HK$2,622/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$99,456/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$581,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,477
−HK$3,103/mo
▼ 0.25% · 3.875%
HK$51,016
−HK$1,564/mo
Today · 4.125%
HK$52,580
baseline
▲ 0.50% · 4.625%
HK$55,779
+HK$3,199/mo
Deposit HK$4.65M · loan HK$10.85M · min. income ≈ HK$105,160/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,043
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$56,519
−HK$1,498/mo
Today · 4.125%
HK$58,017
baseline
▲ 0.50% · 4.625%
HK$61,075
+HK$3,058/mo
Deposit HK$4.65M · loan HK$10.85M · min. income ≈ HK$116,034/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,613
−HK$3,989/mo
▼ 0.25% · 3.875%
HK$65,592
−HK$2,010/mo
Today · 4.125%
HK$67,602
baseline
▲ 0.50% · 4.625%
HK$71,716
+HK$4,114/mo
Deposit HK$1.55M · loan HK$13.95M · min. income ≈ HK$135,204/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,769
−HK$3,824/mo
▼ 0.25% · 3.875%
HK$72,667
−HK$1,926/mo
Today · 4.125%
HK$74,593
baseline
▲ 0.50% · 4.625%
HK$78,525
+HK$3,932/mo
Deposit HK$1.55M · loan HK$13.95M · min. income ≈ HK$149,186/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,198 · Scale 2, in force from 26 Feb 2026)