LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,341
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$36,441
−HK$1,117/mo
Today · 4.125%
HK$37,558
baseline
▲ 0.50% · 4.625%
HK$39,843
+HK$2,285/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$75,116/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$581,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,317
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$40,371
−HK$1,070/mo
Today · 4.125%
HK$41,441
baseline
▲ 0.50% · 4.625%
HK$43,625
+HK$2,184/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$82,882/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$581,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,410
−HK$2,659/mo
▼ 0.25% · 3.875%
HK$43,729
−HK$1,340/mo
Today · 4.125%
HK$45,069
baseline
▲ 0.50% · 4.625%
HK$47,811
+HK$2,742/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$90,138/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$581,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,180
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$48,446
−HK$1,283/mo
Today · 4.125%
HK$49,729
baseline
▲ 0.50% · 4.625%
HK$52,351
+HK$2,622/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$99,458/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$581,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,478
−HK$3,103/mo
▼ 0.25% · 3.875%
HK$51,017
−HK$1,564/mo
Today · 4.125%
HK$52,581
baseline
▲ 0.50% · 4.625%
HK$55,780
+HK$3,199/mo
Deposit HK$4.65M · loan HK$10.85M · min. income ≈ HK$105,162/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,044
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$56,520
−HK$1,498/mo
Today · 4.125%
HK$58,018
baseline
▲ 0.50% · 4.625%
HK$61,076
+HK$3,058/mo
Deposit HK$4.65M · loan HK$10.85M · min. income ≈ HK$116,036/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,614
−HK$3,990/mo
▼ 0.25% · 3.875%
HK$65,593
−HK$2,011/mo
Today · 4.125%
HK$67,604
baseline
▲ 0.50% · 4.625%
HK$71,717
+HK$4,113/mo
Deposit HK$1.55M · loan HK$13.95M · min. income ≈ HK$135,208/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,770
−HK$3,824/mo
▼ 0.25% · 3.875%
HK$72,668
−HK$1,926/mo
Today · 4.125%
HK$74,594
baseline
▲ 0.50% · 4.625%
HK$78,526
+HK$3,932/mo
Deposit HK$1.55M · loan HK$13.95M · min. income ≈ HK$149,188/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,208 · Scale 2, in force from 26 Feb 2026)