LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,343
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$36,443
−HK$1,116/mo
Today · 4.125%
HK$37,559
baseline
▲ 0.50% · 4.625%
HK$39,845
+HK$2,286/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$75,118/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$581,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,319
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$40,373
−HK$1,070/mo
Today · 4.125%
HK$41,443
baseline
▲ 0.50% · 4.625%
HK$43,628
+HK$2,185/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$82,886/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$581,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,412
−HK$2,659/mo
▼ 0.25% · 3.875%
HK$43,731
−HK$1,340/mo
Today · 4.125%
HK$45,071
baseline
▲ 0.50% · 4.625%
HK$47,814
+HK$2,743/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$90,142/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$581,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,183
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$48,448
−HK$1,284/mo
Today · 4.125%
HK$49,732
baseline
▲ 0.50% · 4.625%
HK$52,353
+HK$2,621/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$99,464/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$581,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,480
−HK$3,103/mo
▼ 0.25% · 3.875%
HK$51,020
−HK$1,563/mo
Today · 4.125%
HK$52,583
baseline
▲ 0.50% · 4.625%
HK$55,783
+HK$3,200/mo
Deposit HK$4.65M · loan HK$10.85M · min. income ≈ HK$105,166/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,046
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$56,523
−HK$1,497/mo
Today · 4.125%
HK$58,020
baseline
▲ 0.50% · 4.625%
HK$61,079
+HK$3,059/mo
Deposit HK$4.65M · loan HK$10.85M · min. income ≈ HK$116,040/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,618
−HK$3,989/mo
▼ 0.25% · 3.875%
HK$65,597
−HK$2,010/mo
Today · 4.125%
HK$67,607
baseline
▲ 0.50% · 4.625%
HK$71,721
+HK$4,114/mo
Deposit HK$1.55M · loan HK$13.95M · min. income ≈ HK$135,214/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,774
−HK$3,824/mo
▼ 0.25% · 3.875%
HK$72,672
−HK$1,926/mo
Today · 4.125%
HK$74,598
baseline
▲ 0.50% · 4.625%
HK$78,530
+HK$3,932/mo
Deposit HK$1.55M · loan HK$13.95M · min. income ≈ HK$149,196/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,237 · Scale 2, in force from 26 Feb 2026)