LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,347
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$36,447
−HK$1,117/mo
Today · 4.125%
HK$37,564
baseline
▲ 0.50% · 4.625%
HK$39,850
+HK$2,286/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$75,128/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$581,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,324
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$40,378
−HK$1,070/mo
Today · 4.125%
HK$41,448
baseline
▲ 0.50% · 4.625%
HK$43,633
+HK$2,185/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$82,896/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$581,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,417
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$43,736
−HK$1,341/mo
Today · 4.125%
HK$45,077
baseline
▲ 0.50% · 4.625%
HK$47,820
+HK$2,743/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$90,154/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$581,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,188
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$48,454
−HK$1,284/mo
Today · 4.125%
HK$49,738
baseline
▲ 0.50% · 4.625%
HK$52,359
+HK$2,621/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$99,476/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$581,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,486
−HK$3,103/mo
▼ 0.25% · 3.875%
HK$51,026
−HK$1,563/mo
Today · 4.125%
HK$52,589
baseline
▲ 0.50% · 4.625%
HK$55,789
+HK$3,200/mo
Deposit HK$4.65M · loan HK$10.85M · min. income ≈ HK$105,178/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,053
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$56,529
−HK$1,498/mo
Today · 4.125%
HK$58,027
baseline
▲ 0.50% · 4.625%
HK$61,086
+HK$3,059/mo
Deposit HK$4.65M · loan HK$10.85M · min. income ≈ HK$116,054/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,625
−HK$3,990/mo
▼ 0.25% · 3.875%
HK$65,604
−HK$2,011/mo
Today · 4.125%
HK$67,615
baseline
▲ 0.50% · 4.625%
HK$71,729
+HK$4,114/mo
Deposit HK$1.55M · loan HK$13.95M · min. income ≈ HK$135,230/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,782
−HK$3,825/mo
▼ 0.25% · 3.875%
HK$72,681
−HK$1,926/mo
Today · 4.125%
HK$74,607
baseline
▲ 0.50% · 4.625%
HK$78,539
+HK$3,932/mo
Deposit HK$1.55M · loan HK$13.95M · min. income ≈ HK$149,214/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,306 · Scale 2, in force from 26 Feb 2026)