LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,348
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$36,447
−HK$1,117/mo
Today · 4.125%
HK$37,564
baseline
▲ 0.50% · 4.625%
HK$39,850
+HK$2,286/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$75,128/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$581,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,324
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$40,379
−HK$1,070/mo
Today · 4.125%
HK$41,449
baseline
▲ 0.50% · 4.625%
HK$43,634
+HK$2,185/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$82,898/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$581,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,417
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$43,737
−HK$1,340/mo
Today · 4.125%
HK$45,077
baseline
▲ 0.50% · 4.625%
HK$47,820
+HK$2,743/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$90,154/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$581,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,189
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$48,455
−HK$1,283/mo
Today · 4.125%
HK$49,738
baseline
▲ 0.50% · 4.625%
HK$52,360
+HK$2,622/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$99,476/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$581,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,487
−HK$3,103/mo
▼ 0.25% · 3.875%
HK$51,026
−HK$1,564/mo
Today · 4.125%
HK$52,590
baseline
▲ 0.50% · 4.625%
HK$55,790
+HK$3,200/mo
Deposit HK$4.65M · loan HK$10.85M · min. income ≈ HK$105,180/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,054
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$56,530
−HK$1,498/mo
Today · 4.125%
HK$58,028
baseline
▲ 0.50% · 4.625%
HK$61,087
+HK$3,059/mo
Deposit HK$4.65M · loan HK$10.85M · min. income ≈ HK$116,056/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,626
−HK$3,990/mo
▼ 0.25% · 3.875%
HK$65,605
−HK$2,011/mo
Today · 4.125%
HK$67,616
baseline
▲ 0.50% · 4.625%
HK$71,730
+HK$4,114/mo
Deposit HK$1.55M · loan HK$13.95M · min. income ≈ HK$135,232/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,783
−HK$3,825/mo
▼ 0.25% · 3.875%
HK$72,682
−HK$1,926/mo
Today · 4.125%
HK$74,608
baseline
▲ 0.50% · 4.625%
HK$78,540
+HK$3,932/mo
Deposit HK$1.55M · loan HK$13.95M · min. income ≈ HK$149,216/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,315 · Scale 2, in force from 26 Feb 2026)