LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,349
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$36,448
−HK$1,117/mo
Today · 4.125%
HK$37,565
baseline
▲ 0.50% · 4.625%
HK$39,851
+HK$2,286/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$75,130/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$581,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,325
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$40,380
−HK$1,070/mo
Today · 4.125%
HK$41,450
baseline
▲ 0.50% · 4.625%
HK$43,635
+HK$2,185/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$82,900/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$581,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,419
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$43,738
−HK$1,341/mo
Today · 4.125%
HK$45,079
baseline
▲ 0.50% · 4.625%
HK$47,821
+HK$2,742/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$90,158/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$581,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,190
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$48,456
−HK$1,284/mo
Today · 4.125%
HK$49,740
baseline
▲ 0.50% · 4.625%
HK$52,362
+HK$2,622/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$99,480/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$581,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,488
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$51,028
−HK$1,564/mo
Today · 4.125%
HK$52,592
baseline
▲ 0.50% · 4.625%
HK$55,792
+HK$3,200/mo
Deposit HK$4.65M · loan HK$10.85M · min. income ≈ HK$105,184/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,055
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$56,532
−HK$1,498/mo
Today · 4.125%
HK$58,030
baseline
▲ 0.50% · 4.625%
HK$61,089
+HK$3,059/mo
Deposit HK$4.65M · loan HK$10.85M · min. income ≈ HK$116,060/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,628
−HK$3,990/mo
▼ 0.25% · 3.875%
HK$65,607
−HK$2,011/mo
Today · 4.125%
HK$67,618
baseline
▲ 0.50% · 4.625%
HK$71,732
+HK$4,114/mo
Deposit HK$1.55M · loan HK$13.95M · min. income ≈ HK$135,236/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,785
−HK$3,825/mo
▼ 0.25% · 3.875%
HK$72,684
−HK$1,926/mo
Today · 4.125%
HK$74,610
baseline
▲ 0.50% · 4.625%
HK$78,542
+HK$3,932/mo
Deposit HK$1.55M · loan HK$13.95M · min. income ≈ HK$149,220/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,329 · Scale 2, in force from 26 Feb 2026)