LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,350
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$36,449
−HK$1,118/mo
Today · 4.125%
HK$37,567
baseline
▲ 0.50% · 4.625%
HK$39,852
+HK$2,285/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$75,134/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$581,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,326
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$40,381
−HK$1,070/mo
Today · 4.125%
HK$41,451
baseline
▲ 0.50% · 4.625%
HK$43,636
+HK$2,185/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$82,902/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$581,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,420
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$43,739
−HK$1,341/mo
Today · 4.125%
HK$45,080
baseline
▲ 0.50% · 4.625%
HK$47,823
+HK$2,743/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$90,160/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$581,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,192
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$48,457
−HK$1,284/mo
Today · 4.125%
HK$49,741
baseline
▲ 0.50% · 4.625%
HK$52,363
+HK$2,622/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$99,482/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$581,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,490
−HK$3,103/mo
▼ 0.25% · 3.875%
HK$51,029
−HK$1,564/mo
Today · 4.125%
HK$52,593
baseline
▲ 0.50% · 4.625%
HK$55,793
+HK$3,200/mo
Deposit HK$4.65M · loan HK$10.85M · min. income ≈ HK$105,186/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,057
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$56,534
−HK$1,497/mo
Today · 4.125%
HK$58,031
baseline
▲ 0.50% · 4.625%
HK$61,090
+HK$3,059/mo
Deposit HK$4.65M · loan HK$10.85M · min. income ≈ HK$116,062/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,630
−HK$3,990/mo
▼ 0.25% · 3.875%
HK$65,609
−HK$2,011/mo
Today · 4.125%
HK$67,620
baseline
▲ 0.50% · 4.625%
HK$71,734
+HK$4,114/mo
Deposit HK$1.55M · loan HK$13.95M · min. income ≈ HK$135,240/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,787
−HK$3,825/mo
▼ 0.25% · 3.875%
HK$72,686
−HK$1,926/mo
Today · 4.125%
HK$74,612
baseline
▲ 0.50% · 4.625%
HK$78,545
+HK$3,933/mo
Deposit HK$1.55M · loan HK$13.95M · min. income ≈ HK$149,224/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,347 · Scale 2, in force from 26 Feb 2026)