LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,351
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$36,450
−HK$1,117/mo
Today · 4.125%
HK$37,567
baseline
▲ 0.50% · 4.625%
HK$39,853
+HK$2,286/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$75,134/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$581,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,327
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$40,382
−HK$1,070/mo
Today · 4.125%
HK$41,452
baseline
▲ 0.50% · 4.625%
HK$43,637
+HK$2,185/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$82,904/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$581,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,421
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$43,740
−HK$1,341/mo
Today · 4.125%
HK$45,081
baseline
▲ 0.50% · 4.625%
HK$47,824
+HK$2,743/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$90,162/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$581,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,192
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$48,458
−HK$1,284/mo
Today · 4.125%
HK$49,742
baseline
▲ 0.50% · 4.625%
HK$52,364
+HK$2,622/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$99,484/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$581,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,491
−HK$3,103/mo
▼ 0.25% · 3.875%
HK$51,030
−HK$1,564/mo
Today · 4.125%
HK$52,594
baseline
▲ 0.50% · 4.625%
HK$55,794
+HK$3,200/mo
Deposit HK$4.65M · loan HK$10.85M · min. income ≈ HK$105,188/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,058
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$56,535
−HK$1,498/mo
Today · 4.125%
HK$58,033
baseline
▲ 0.50% · 4.625%
HK$61,091
+HK$3,058/mo
Deposit HK$4.65M · loan HK$10.85M · min. income ≈ HK$116,066/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,631
−HK$3,990/mo
▼ 0.25% · 3.875%
HK$65,610
−HK$2,011/mo
Today · 4.125%
HK$67,621
baseline
▲ 0.50% · 4.625%
HK$71,736
+HK$4,115/mo
Deposit HK$1.55M · loan HK$13.95M · min. income ≈ HK$135,242/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,789
−HK$3,824/mo
▼ 0.25% · 3.875%
HK$72,687
−HK$1,926/mo
Today · 4.125%
HK$74,613
baseline
▲ 0.50% · 4.625%
HK$78,546
+HK$3,933/mo
Deposit HK$1.55M · loan HK$13.95M · min. income ≈ HK$149,226/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,358 · Scale 2, in force from 26 Feb 2026)