LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,351
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$36,451
−HK$1,117/mo
Today · 4.125%
HK$37,568
baseline
▲ 0.50% · 4.625%
HK$39,854
+HK$2,286/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$75,136/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$581,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,328
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$40,382
−HK$1,070/mo
Today · 4.125%
HK$41,452
baseline
▲ 0.50% · 4.625%
HK$43,637
+HK$2,185/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$82,904/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$581,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,421
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$43,741
−HK$1,340/mo
Today · 4.125%
HK$45,081
baseline
▲ 0.50% · 4.625%
HK$47,824
+HK$2,743/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$90,162/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$581,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,193
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$48,459
−HK$1,284/mo
Today · 4.125%
HK$49,743
baseline
▲ 0.50% · 4.625%
HK$52,365
+HK$2,622/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$99,486/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$581,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,491
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$51,031
−HK$1,564/mo
Today · 4.125%
HK$52,595
baseline
▲ 0.50% · 4.625%
HK$55,795
+HK$3,200/mo
Deposit HK$4.65M · loan HK$10.85M · min. income ≈ HK$105,190/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,059
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$56,535
−HK$1,498/mo
Today · 4.125%
HK$58,033
baseline
▲ 0.50% · 4.625%
HK$61,092
+HK$3,059/mo
Deposit HK$4.65M · loan HK$10.85M · min. income ≈ HK$116,066/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,632
−HK$3,990/mo
▼ 0.25% · 3.875%
HK$65,611
−HK$2,011/mo
Today · 4.125%
HK$67,622
baseline
▲ 0.50% · 4.625%
HK$71,737
+HK$4,115/mo
Deposit HK$1.55M · loan HK$13.95M · min. income ≈ HK$135,244/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,790
−HK$3,824/mo
▼ 0.25% · 3.875%
HK$72,688
−HK$1,926/mo
Today · 4.125%
HK$74,614
baseline
▲ 0.50% · 4.625%
HK$78,547
+HK$3,933/mo
Deposit HK$1.55M · loan HK$13.95M · min. income ≈ HK$149,228/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,365 · Scale 2, in force from 26 Feb 2026)