LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,351
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$36,451
−HK$1,117/mo
Today · 4.125%
HK$37,568
baseline
▲ 0.50% · 4.625%
HK$39,854
+HK$2,286/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$75,136/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$581,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,328
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$40,383
−HK$1,070/mo
Today · 4.125%
HK$41,453
baseline
▲ 0.50% · 4.625%
HK$43,638
+HK$2,185/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$82,906/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$581,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,422
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$43,741
−HK$1,341/mo
Today · 4.125%
HK$45,082
baseline
▲ 0.50% · 4.625%
HK$47,825
+HK$2,743/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$90,164/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$581,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,194
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$48,459
−HK$1,284/mo
Today · 4.125%
HK$49,743
baseline
▲ 0.50% · 4.625%
HK$52,365
+HK$2,622/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$99,486/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$581,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,492
−HK$3,103/mo
▼ 0.25% · 3.875%
HK$51,031
−HK$1,564/mo
Today · 4.125%
HK$52,595
baseline
▲ 0.50% · 4.625%
HK$55,796
+HK$3,201/mo
Deposit HK$4.65M · loan HK$10.85M · min. income ≈ HK$105,190/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,059
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$56,536
−HK$1,498/mo
Today · 4.125%
HK$58,034
baseline
▲ 0.50% · 4.625%
HK$61,093
+HK$3,059/mo
Deposit HK$4.65M · loan HK$10.85M · min. income ≈ HK$116,068/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,632
−HK$3,991/mo
▼ 0.25% · 3.875%
HK$65,612
−HK$2,011/mo
Today · 4.125%
HK$67,623
baseline
▲ 0.50% · 4.625%
HK$71,737
+HK$4,114/mo
Deposit HK$1.55M · loan HK$13.95M · min. income ≈ HK$135,246/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,790
−HK$3,825/mo
▼ 0.25% · 3.875%
HK$72,689
−HK$1,926/mo
Today · 4.125%
HK$74,615
baseline
▲ 0.50% · 4.625%
HK$78,548
+HK$3,933/mo
Deposit HK$1.55M · loan HK$13.95M · min. income ≈ HK$149,230/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,371 · Scale 2, in force from 26 Feb 2026)