LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,353
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$36,452
−HK$1,118/mo
Today · 4.125%
HK$37,570
baseline
▲ 0.50% · 4.625%
HK$39,856
+HK$2,286/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$75,140/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$581,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,330
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$40,384
−HK$1,070/mo
Today · 4.125%
HK$41,454
baseline
▲ 0.50% · 4.625%
HK$43,640
+HK$2,186/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$82,908/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$581,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,423
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$43,743
−HK$1,341/mo
Today · 4.125%
HK$45,084
baseline
▲ 0.50% · 4.625%
HK$47,827
+HK$2,743/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$90,168/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$581,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,196
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$48,461
−HK$1,284/mo
Today · 4.125%
HK$49,745
baseline
▲ 0.50% · 4.625%
HK$52,367
+HK$2,622/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$99,490/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$581,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,494
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$51,033
−HK$1,565/mo
Today · 4.125%
HK$52,598
baseline
▲ 0.50% · 4.625%
HK$55,798
+HK$3,200/mo
Deposit HK$4.65M · loan HK$10.85M · min. income ≈ HK$105,196/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,061
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$56,538
−HK$1,498/mo
Today · 4.125%
HK$58,036
baseline
▲ 0.50% · 4.625%
HK$61,095
+HK$3,059/mo
Deposit HK$4.65M · loan HK$10.85M · min. income ≈ HK$116,072/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,635
−HK$3,990/mo
▼ 0.25% · 3.875%
HK$65,614
−HK$2,011/mo
Today · 4.125%
HK$67,625
baseline
▲ 0.50% · 4.625%
HK$71,740
+HK$4,115/mo
Deposit HK$1.55M · loan HK$13.95M · min. income ≈ HK$135,250/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,793
−HK$3,825/mo
▼ 0.25% · 3.875%
HK$72,692
−HK$1,926/mo
Today · 4.125%
HK$74,618
baseline
▲ 0.50% · 4.625%
HK$78,551
+HK$3,933/mo
Deposit HK$1.55M · loan HK$13.95M · min. income ≈ HK$149,236/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,395 · Scale 2, in force from 26 Feb 2026)