LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,354
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$36,453
−HK$1,118/mo
Today · 4.125%
HK$37,571
baseline
▲ 0.50% · 4.625%
HK$39,857
+HK$2,286/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$75,142/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$581,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,331
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$40,385
−HK$1,070/mo
Today · 4.125%
HK$41,455
baseline
▲ 0.50% · 4.625%
HK$43,641
+HK$2,186/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$82,910/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$581,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,424
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$43,744
−HK$1,341/mo
Today · 4.125%
HK$45,085
baseline
▲ 0.50% · 4.625%
HK$47,828
+HK$2,743/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$90,170/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$581,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,197
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$48,462
−HK$1,285/mo
Today · 4.125%
HK$49,747
baseline
▲ 0.50% · 4.625%
HK$52,369
+HK$2,622/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$99,494/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$581,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,495
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$51,035
−HK$1,564/mo
Today · 4.125%
HK$52,599
baseline
▲ 0.50% · 4.625%
HK$55,799
+HK$3,200/mo
Deposit HK$4.65M · loan HK$10.85M · min. income ≈ HK$105,198/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,063
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$56,540
−HK$1,498/mo
Today · 4.125%
HK$58,038
baseline
▲ 0.50% · 4.625%
HK$61,097
+HK$3,059/mo
Deposit HK$4.65M · loan HK$10.85M · min. income ≈ HK$116,076/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,637
−HK$3,990/mo
▼ 0.25% · 3.875%
HK$65,616
−HK$2,011/mo
Today · 4.125%
HK$67,627
baseline
▲ 0.50% · 4.625%
HK$71,742
+HK$4,115/mo
Deposit HK$1.55M · loan HK$13.95M · min. income ≈ HK$135,254/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,795
−HK$3,825/mo
▼ 0.25% · 3.875%
HK$72,694
−HK$1,926/mo
Today · 4.125%
HK$74,620
baseline
▲ 0.50% · 4.625%
HK$78,553
+HK$3,933/mo
Deposit HK$1.55M · loan HK$13.95M · min. income ≈ HK$149,240/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,410 · Scale 2, in force from 26 Feb 2026)