LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,355
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$36,455
−HK$1,117/mo
Today · 4.125%
HK$37,572
baseline
▲ 0.50% · 4.625%
HK$39,859
+HK$2,287/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$75,144/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$581,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,333
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$40,387
−HK$1,071/mo
Today · 4.125%
HK$41,458
baseline
▲ 0.50% · 4.625%
HK$43,643
+HK$2,185/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$82,916/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$581,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,426
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$43,746
−HK$1,341/mo
Today · 4.125%
HK$45,087
baseline
▲ 0.50% · 4.625%
HK$47,830
+HK$2,743/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$90,174/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$581,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,199
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$48,465
−HK$1,284/mo
Today · 4.125%
HK$49,749
baseline
▲ 0.50% · 4.625%
HK$52,371
+HK$2,622/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$99,498/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$581,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,498
−HK$3,103/mo
▼ 0.25% · 3.875%
HK$51,037
−HK$1,564/mo
Today · 4.125%
HK$52,601
baseline
▲ 0.50% · 4.625%
HK$55,802
+HK$3,201/mo
Deposit HK$4.65M · loan HK$10.85M · min. income ≈ HK$105,202/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,066
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$56,542
−HK$1,499/mo
Today · 4.125%
HK$58,041
baseline
▲ 0.50% · 4.625%
HK$61,100
+HK$3,059/mo
Deposit HK$4.65M · loan HK$10.85M · min. income ≈ HK$116,082/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,640
−HK$3,990/mo
▼ 0.25% · 3.875%
HK$65,619
−HK$2,011/mo
Today · 4.125%
HK$67,630
baseline
▲ 0.50% · 4.625%
HK$71,746
+HK$4,116/mo
Deposit HK$1.55M · loan HK$13.95M · min. income ≈ HK$135,260/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,799
−HK$3,825/mo
▼ 0.25% · 3.875%
HK$72,697
−HK$1,927/mo
Today · 4.125%
HK$74,624
baseline
▲ 0.50% · 4.625%
HK$78,557
+HK$3,933/mo
Deposit HK$1.55M · loan HK$13.95M · min. income ≈ HK$149,248/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,438 · Scale 2, in force from 26 Feb 2026)