LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,357
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$36,457
−HK$1,117/mo
Today · 4.125%
HK$37,574
baseline
▲ 0.50% · 4.625%
HK$39,860
+HK$2,286/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$75,148/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$581,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,334
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$40,389
−HK$1,070/mo
Today · 4.125%
HK$41,459
baseline
▲ 0.50% · 4.625%
HK$43,645
+HK$2,186/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$82,918/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$581,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,428
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$43,748
−HK$1,341/mo
Today · 4.125%
HK$45,089
baseline
▲ 0.50% · 4.625%
HK$47,832
+HK$2,743/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$90,178/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$581,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,201
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$48,467
−HK$1,284/mo
Today · 4.125%
HK$49,751
baseline
▲ 0.50% · 4.625%
HK$52,373
+HK$2,622/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$99,502/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$581,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,499
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$51,039
−HK$1,565/mo
Today · 4.125%
HK$52,604
baseline
▲ 0.50% · 4.625%
HK$55,804
+HK$3,200/mo
Deposit HK$4.65M · loan HK$10.85M · min. income ≈ HK$105,208/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,068
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$56,545
−HK$1,498/mo
Today · 4.125%
HK$58,043
baseline
▲ 0.50% · 4.625%
HK$61,102
+HK$3,059/mo
Deposit HK$4.65M · loan HK$10.85M · min. income ≈ HK$116,086/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,642
−HK$3,991/mo
▼ 0.25% · 3.875%
HK$65,622
−HK$2,011/mo
Today · 4.125%
HK$67,633
baseline
▲ 0.50% · 4.625%
HK$71,748
+HK$4,115/mo
Deposit HK$1.55M · loan HK$13.96M · min. income ≈ HK$135,266/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,801
−HK$3,825/mo
▼ 0.25% · 3.875%
HK$72,700
−HK$1,926/mo
Today · 4.125%
HK$74,626
baseline
▲ 0.50% · 4.625%
HK$78,560
+HK$3,934/mo
Deposit HK$1.55M · loan HK$13.96M · min. income ≈ HK$149,252/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,461 · Scale 2, in force from 26 Feb 2026)