LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,358
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$36,458
−HK$1,117/mo
Today · 4.125%
HK$37,575
baseline
▲ 0.50% · 4.625%
HK$39,861
+HK$2,286/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$75,150/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$581,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,335
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$40,390
−HK$1,070/mo
Today · 4.125%
HK$41,460
baseline
▲ 0.50% · 4.625%
HK$43,646
+HK$2,186/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$82,920/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$581,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,429
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$43,749
−HK$1,341/mo
Today · 4.125%
HK$45,090
baseline
▲ 0.50% · 4.625%
HK$47,834
+HK$2,744/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$90,180/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$581,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,202
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$48,468
−HK$1,285/mo
Today · 4.125%
HK$49,753
baseline
▲ 0.50% · 4.625%
HK$52,375
+HK$2,622/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$99,506/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$581,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,501
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$51,041
−HK$1,564/mo
Today · 4.125%
HK$52,605
baseline
▲ 0.50% · 4.625%
HK$55,806
+HK$3,201/mo
Deposit HK$4.65M · loan HK$10.85M · min. income ≈ HK$105,210/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,069
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$56,546
−HK$1,499/mo
Today · 4.125%
HK$58,045
baseline
▲ 0.50% · 4.625%
HK$61,104
+HK$3,059/mo
Deposit HK$4.65M · loan HK$10.85M · min. income ≈ HK$116,090/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,644
−HK$3,991/mo
▼ 0.25% · 3.875%
HK$65,624
−HK$2,011/mo
Today · 4.125%
HK$67,635
baseline
▲ 0.50% · 4.625%
HK$71,751
+HK$4,116/mo
Deposit HK$1.55M · loan HK$13.96M · min. income ≈ HK$135,270/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,804
−HK$3,825/mo
▼ 0.25% · 3.875%
HK$72,702
−HK$1,927/mo
Today · 4.125%
HK$74,629
baseline
▲ 0.50% · 4.625%
HK$78,563
+HK$3,934/mo
Deposit HK$1.55M · loan HK$13.96M · min. income ≈ HK$149,258/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,479 · Scale 2, in force from 26 Feb 2026)