LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,358
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$36,458
−HK$1,117/mo
Today · 4.125%
HK$37,575
baseline
▲ 0.50% · 4.625%
HK$39,862
+HK$2,287/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$75,150/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$581,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,336
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$40,391
−HK$1,070/mo
Today · 4.125%
HK$41,461
baseline
▲ 0.50% · 4.625%
HK$43,646
+HK$2,185/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$82,922/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$581,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,430
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$43,750
−HK$1,340/mo
Today · 4.125%
HK$45,090
baseline
▲ 0.50% · 4.625%
HK$47,834
+HK$2,744/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$90,180/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$581,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,203
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$48,469
−HK$1,284/mo
Today · 4.125%
HK$49,753
baseline
▲ 0.50% · 4.625%
HK$52,375
+HK$2,622/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$99,506/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$581,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,501
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$51,041
−HK$1,565/mo
Today · 4.125%
HK$52,606
baseline
▲ 0.50% · 4.625%
HK$55,806
+HK$3,200/mo
Deposit HK$4.65M · loan HK$10.85M · min. income ≈ HK$105,212/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,070
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$56,547
−HK$1,498/mo
Today · 4.125%
HK$58,045
baseline
▲ 0.50% · 4.625%
HK$61,105
+HK$3,060/mo
Deposit HK$4.65M · loan HK$10.85M · min. income ≈ HK$116,090/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,645
−HK$3,991/mo
▼ 0.25% · 3.875%
HK$65,624
−HK$2,012/mo
Today · 4.125%
HK$67,636
baseline
▲ 0.50% · 4.625%
HK$71,751
+HK$4,115/mo
Deposit HK$1.55M · loan HK$13.96M · min. income ≈ HK$135,272/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,804
−HK$3,825/mo
▼ 0.25% · 3.875%
HK$72,703
−HK$1,926/mo
Today · 4.125%
HK$74,629
baseline
▲ 0.50% · 4.625%
HK$78,563
+HK$3,934/mo
Deposit HK$1.55M · loan HK$13.96M · min. income ≈ HK$149,258/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,483 · Scale 2, in force from 26 Feb 2026)