LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,359
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$36,459
−HK$1,118/mo
Today · 4.125%
HK$37,577
baseline
▲ 0.50% · 4.625%
HK$39,863
+HK$2,286/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$75,154/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$581,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,337
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$40,392
−HK$1,070/mo
Today · 4.125%
HK$41,462
baseline
▲ 0.50% · 4.625%
HK$43,648
+HK$2,186/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$82,924/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$581,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,431
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$43,751
−HK$1,341/mo
Today · 4.125%
HK$45,092
baseline
▲ 0.50% · 4.625%
HK$47,836
+HK$2,744/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$90,184/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$581,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,204
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$48,470
−HK$1,285/mo
Today · 4.125%
HK$49,755
baseline
▲ 0.50% · 4.625%
HK$52,377
+HK$2,622/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$99,510/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$581,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,503
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$51,043
−HK$1,564/mo
Today · 4.125%
HK$52,607
baseline
▲ 0.50% · 4.625%
HK$55,808
+HK$3,201/mo
Deposit HK$4.65M · loan HK$10.85M · min. income ≈ HK$105,214/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,072
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$56,549
−HK$1,498/mo
Today · 4.125%
HK$58,047
baseline
▲ 0.50% · 4.625%
HK$61,107
+HK$3,060/mo
Deposit HK$4.65M · loan HK$10.85M · min. income ≈ HK$116,094/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,647
−HK$3,991/mo
▼ 0.25% · 3.875%
HK$65,627
−HK$2,011/mo
Today · 4.125%
HK$67,638
baseline
▲ 0.50% · 4.625%
HK$71,754
+HK$4,116/mo
Deposit HK$1.55M · loan HK$13.96M · min. income ≈ HK$135,276/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,806
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$72,705
−HK$1,927/mo
Today · 4.125%
HK$74,632
baseline
▲ 0.50% · 4.625%
HK$78,566
+HK$3,934/mo
Deposit HK$1.55M · loan HK$13.96M · min. income ≈ HK$149,264/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,503 · Scale 2, in force from 26 Feb 2026)