LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,361
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$36,461
−HK$1,117/mo
Today · 4.125%
HK$37,578
baseline
▲ 0.50% · 4.625%
HK$39,865
+HK$2,287/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$75,156/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$581,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,338
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$40,393
−HK$1,071/mo
Today · 4.125%
HK$41,464
baseline
▲ 0.50% · 4.625%
HK$43,649
+HK$2,185/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$82,928/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$581,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,433
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$43,753
−HK$1,341/mo
Today · 4.125%
HK$45,094
baseline
▲ 0.50% · 4.625%
HK$47,838
+HK$2,744/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$90,188/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$581,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,206
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$48,472
−HK$1,284/mo
Today · 4.125%
HK$49,756
baseline
▲ 0.50% · 4.625%
HK$52,379
+HK$2,623/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$99,512/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$581,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,505
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$51,045
−HK$1,564/mo
Today · 4.125%
HK$52,609
baseline
▲ 0.50% · 4.625%
HK$55,810
+HK$3,201/mo
Deposit HK$4.65M · loan HK$10.86M · min. income ≈ HK$105,218/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,074
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$56,551
−HK$1,498/mo
Today · 4.125%
HK$58,049
baseline
▲ 0.50% · 4.625%
HK$61,109
+HK$3,060/mo
Deposit HK$4.65M · loan HK$10.86M · min. income ≈ HK$116,098/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,649
−HK$3,992/mo
▼ 0.25% · 3.875%
HK$65,629
−HK$2,012/mo
Today · 4.125%
HK$67,641
baseline
▲ 0.50% · 4.625%
HK$71,756
+HK$4,115/mo
Deposit HK$1.55M · loan HK$13.96M · min. income ≈ HK$135,282/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,809
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$72,708
−HK$1,927/mo
Today · 4.125%
HK$74,635
baseline
▲ 0.50% · 4.625%
HK$78,569
+HK$3,934/mo
Deposit HK$1.55M · loan HK$13.96M · min. income ≈ HK$149,270/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,525 · Scale 2, in force from 26 Feb 2026)