LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,361
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$36,461
−HK$1,117/mo
Today · 4.125%
HK$37,578
baseline
▲ 0.50% · 4.625%
HK$39,865
+HK$2,287/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$75,156/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$581,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,339
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$40,394
−HK$1,070/mo
Today · 4.125%
HK$41,464
baseline
▲ 0.50% · 4.625%
HK$43,650
+HK$2,186/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$82,928/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$581,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,433
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$43,753
−HK$1,341/mo
Today · 4.125%
HK$45,094
baseline
▲ 0.50% · 4.625%
HK$47,838
+HK$2,744/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$90,188/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$581,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,206
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$48,472
−HK$1,285/mo
Today · 4.125%
HK$49,757
baseline
▲ 0.50% · 4.625%
HK$52,380
+HK$2,623/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$99,514/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$581,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,505
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$51,045
−HK$1,565/mo
Today · 4.125%
HK$52,610
baseline
▲ 0.50% · 4.625%
HK$55,811
+HK$3,201/mo
Deposit HK$4.65M · loan HK$10.86M · min. income ≈ HK$105,220/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,074
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$56,551
−HK$1,499/mo
Today · 4.125%
HK$58,050
baseline
▲ 0.50% · 4.625%
HK$61,109
+HK$3,059/mo
Deposit HK$4.65M · loan HK$10.86M · min. income ≈ HK$116,100/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,650
−HK$3,991/mo
▼ 0.25% · 3.875%
HK$65,630
−HK$2,011/mo
Today · 4.125%
HK$67,641
baseline
▲ 0.50% · 4.625%
HK$71,757
+HK$4,116/mo
Deposit HK$1.55M · loan HK$13.96M · min. income ≈ HK$135,282/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,810
−HK$3,825/mo
▼ 0.25% · 3.875%
HK$72,709
−HK$1,926/mo
Today · 4.125%
HK$74,635
baseline
▲ 0.50% · 4.625%
HK$78,569
+HK$3,934/mo
Deposit HK$1.55M · loan HK$13.96M · min. income ≈ HK$149,270/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,529 · Scale 2, in force from 26 Feb 2026)