LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,361
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$36,461
−HK$1,118/mo
Today · 4.125%
HK$37,579
baseline
▲ 0.50% · 4.625%
HK$39,866
+HK$2,287/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$75,158/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$581,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,339
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$40,394
−HK$1,071/mo
Today · 4.125%
HK$41,465
baseline
▲ 0.50% · 4.625%
HK$43,650
+HK$2,185/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$82,930/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$581,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,434
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$43,754
−HK$1,341/mo
Today · 4.125%
HK$45,095
baseline
▲ 0.50% · 4.625%
HK$47,839
+HK$2,744/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$90,190/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$581,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,207
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$48,473
−HK$1,285/mo
Today · 4.125%
HK$49,758
baseline
▲ 0.50% · 4.625%
HK$52,380
+HK$2,622/mo
Deposit HK$6.20M · loan HK$9.30M · min. income ≈ HK$99,516/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$581,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,506
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$51,046
−HK$1,565/mo
Today · 4.125%
HK$52,611
baseline
▲ 0.50% · 4.625%
HK$55,812
+HK$3,201/mo
Deposit HK$4.65M · loan HK$10.86M · min. income ≈ HK$105,222/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,075
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$56,552
−HK$1,499/mo
Today · 4.125%
HK$58,051
baseline
▲ 0.50% · 4.625%
HK$61,110
+HK$3,059/mo
Deposit HK$4.65M · loan HK$10.86M · min. income ≈ HK$116,102/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,651
−HK$3,991/mo
▼ 0.25% · 3.875%
HK$65,631
−HK$2,011/mo
Today · 4.125%
HK$67,642
baseline
▲ 0.50% · 4.625%
HK$71,758
+HK$4,116/mo
Deposit HK$1.55M · loan HK$13.96M · min. income ≈ HK$135,284/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,811
−HK$3,825/mo
▼ 0.25% · 3.875%
HK$72,710
−HK$1,926/mo
Today · 4.125%
HK$74,636
baseline
▲ 0.50% · 4.625%
HK$78,571
+HK$3,935/mo
Deposit HK$1.55M · loan HK$13.96M · min. income ≈ HK$149,272/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,539 · Scale 2, in force from 26 Feb 2026)