LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,363
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$36,463
−HK$1,118/mo
Today · 4.125%
HK$37,581
baseline
▲ 0.50% · 4.625%
HK$39,867
+HK$2,286/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$75,162/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$581,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,341
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$40,396
−HK$1,071/mo
Today · 4.125%
HK$41,467
baseline
▲ 0.50% · 4.625%
HK$43,652
+HK$2,185/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$82,934/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$581,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,436
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$43,756
−HK$1,341/mo
Today · 4.125%
HK$45,097
baseline
▲ 0.50% · 4.625%
HK$47,841
+HK$2,744/mo
Deposit HK$6.20M · loan HK$9.31M · min. income ≈ HK$90,194/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$581,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,209
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$48,475
−HK$1,285/mo
Today · 4.125%
HK$49,760
baseline
▲ 0.50% · 4.625%
HK$52,383
+HK$2,623/mo
Deposit HK$6.20M · loan HK$9.31M · min. income ≈ HK$99,520/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$581,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,508
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$51,048
−HK$1,565/mo
Today · 4.125%
HK$52,613
baseline
▲ 0.50% · 4.625%
HK$55,814
+HK$3,201/mo
Deposit HK$4.65M · loan HK$10.86M · min. income ≈ HK$105,226/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,077
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$56,555
−HK$1,498/mo
Today · 4.125%
HK$58,053
baseline
▲ 0.50% · 4.625%
HK$61,113
+HK$3,060/mo
Deposit HK$4.65M · loan HK$10.86M · min. income ≈ HK$116,106/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,654
−HK$3,991/mo
▼ 0.25% · 3.875%
HK$65,634
−HK$2,011/mo
Today · 4.125%
HK$67,645
baseline
▲ 0.50% · 4.625%
HK$71,761
+HK$4,116/mo
Deposit HK$1.55M · loan HK$13.96M · min. income ≈ HK$135,290/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,814
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$72,713
−HK$1,927/mo
Today · 4.125%
HK$74,640
baseline
▲ 0.50% · 4.625%
HK$78,574
+HK$3,934/mo
Deposit HK$1.55M · loan HK$13.96M · min. income ≈ HK$149,280/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,564 · Scale 2, in force from 26 Feb 2026)