LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,365
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$36,465
−HK$1,118/mo
Today · 4.125%
HK$37,583
baseline
▲ 0.50% · 4.625%
HK$39,870
+HK$2,287/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$75,166/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$581,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,344
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$40,399
−HK$1,070/mo
Today · 4.125%
HK$41,469
baseline
▲ 0.50% · 4.625%
HK$43,655
+HK$2,186/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$82,938/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$581,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,438
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$43,759
−HK$1,341/mo
Today · 4.125%
HK$45,100
baseline
▲ 0.50% · 4.625%
HK$47,844
+HK$2,744/mo
Deposit HK$6.20M · loan HK$9.31M · min. income ≈ HK$90,200/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$581,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,212
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$48,479
−HK$1,284/mo
Today · 4.125%
HK$49,763
baseline
▲ 0.50% · 4.625%
HK$52,386
+HK$2,623/mo
Deposit HK$6.20M · loan HK$9.31M · min. income ≈ HK$99,526/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$581,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,512
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$51,052
−HK$1,564/mo
Today · 4.125%
HK$52,616
baseline
▲ 0.50% · 4.625%
HK$55,818
+HK$3,202/mo
Deposit HK$4.65M · loan HK$10.86M · min. income ≈ HK$105,232/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,081
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$56,558
−HK$1,499/mo
Today · 4.125%
HK$58,057
baseline
▲ 0.50% · 4.625%
HK$61,117
+HK$3,060/mo
Deposit HK$4.65M · loan HK$10.86M · min. income ≈ HK$116,114/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,658
−HK$3,992/mo
▼ 0.25% · 3.875%
HK$65,638
−HK$2,012/mo
Today · 4.125%
HK$67,650
baseline
▲ 0.50% · 4.625%
HK$71,766
+HK$4,116/mo
Deposit HK$1.55M · loan HK$13.96M · min. income ≈ HK$135,300/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,819
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$72,718
−HK$1,927/mo
Today · 4.125%
HK$74,645
baseline
▲ 0.50% · 4.625%
HK$78,579
+HK$3,934/mo
Deposit HK$1.55M · loan HK$13.96M · min. income ≈ HK$149,290/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,603 · Scale 2, in force from 26 Feb 2026)