LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,366
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$36,466
−HK$1,118/mo
Today · 4.125%
HK$37,584
baseline
▲ 0.50% · 4.625%
HK$39,871
+HK$2,287/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$75,168/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$581,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,345
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$40,400
−HK$1,070/mo
Today · 4.125%
HK$41,470
baseline
▲ 0.50% · 4.625%
HK$43,656
+HK$2,186/mo
Deposit HK$7.75M · loan HK$7.75M · min. income ≈ HK$82,940/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$581,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,440
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$43,760
−HK$1,341/mo
Today · 4.125%
HK$45,101
baseline
▲ 0.50% · 4.625%
HK$47,845
+HK$2,744/mo
Deposit HK$6.20M · loan HK$9.31M · min. income ≈ HK$90,202/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$581,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,214
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$48,480
−HK$1,285/mo
Today · 4.125%
HK$49,765
baseline
▲ 0.50% · 4.625%
HK$52,388
+HK$2,623/mo
Deposit HK$6.20M · loan HK$9.31M · min. income ≈ HK$99,530/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$581,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,513
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$51,053
−HK$1,565/mo
Today · 4.125%
HK$52,618
baseline
▲ 0.50% · 4.625%
HK$55,820
+HK$3,202/mo
Deposit HK$4.65M · loan HK$10.86M · min. income ≈ HK$105,236/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,083
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$56,560
−HK$1,499/mo
Today · 4.125%
HK$58,059
baseline
▲ 0.50% · 4.625%
HK$61,119
+HK$3,060/mo
Deposit HK$4.65M · loan HK$10.86M · min. income ≈ HK$116,118/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,660
−HK$3,992/mo
▼ 0.25% · 3.875%
HK$65,640
−HK$2,012/mo
Today · 4.125%
HK$67,652
baseline
▲ 0.50% · 4.625%
HK$71,768
+HK$4,116/mo
Deposit HK$1.55M · loan HK$13.96M · min. income ≈ HK$135,304/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,821
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$72,720
−HK$1,927/mo
Today · 4.125%
HK$74,647
baseline
▲ 0.50% · 4.625%
HK$78,582
+HK$3,935/mo
Deposit HK$1.55M · loan HK$13.96M · min. income ≈ HK$149,294/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,619 · Scale 2, in force from 26 Feb 2026)