LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,367
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$36,467
−HK$1,118/mo
Today · 4.125%
HK$37,585
baseline
▲ 0.50% · 4.625%
HK$39,872
+HK$2,287/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$75,170/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$581,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,345
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$40,401
−HK$1,070/mo
Today · 4.125%
HK$41,471
baseline
▲ 0.50% · 4.625%
HK$43,657
+HK$2,186/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$82,942/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$581,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,440
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$43,761
−HK$1,341/mo
Today · 4.125%
HK$45,102
baseline
▲ 0.50% · 4.625%
HK$47,846
+HK$2,744/mo
Deposit HK$6.20M · loan HK$9.31M · min. income ≈ HK$90,204/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$581,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,215
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$48,481
−HK$1,284/mo
Today · 4.125%
HK$49,765
baseline
▲ 0.50% · 4.625%
HK$52,389
+HK$2,624/mo
Deposit HK$6.20M · loan HK$9.31M · min. income ≈ HK$99,530/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$581,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,514
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$51,054
−HK$1,565/mo
Today · 4.125%
HK$52,619
baseline
▲ 0.50% · 4.625%
HK$55,821
+HK$3,202/mo
Deposit HK$4.65M · loan HK$10.86M · min. income ≈ HK$105,238/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,084
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$56,561
−HK$1,499/mo
Today · 4.125%
HK$58,060
baseline
▲ 0.50% · 4.625%
HK$61,120
+HK$3,060/mo
Deposit HK$4.65M · loan HK$10.86M · min. income ≈ HK$116,120/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,661
−HK$3,992/mo
▼ 0.25% · 3.875%
HK$65,641
−HK$2,012/mo
Today · 4.125%
HK$67,653
baseline
▲ 0.50% · 4.625%
HK$71,769
+HK$4,116/mo
Deposit HK$1.55M · loan HK$13.96M · min. income ≈ HK$135,306/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,822
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$72,721
−HK$1,927/mo
Today · 4.125%
HK$74,648
baseline
▲ 0.50% · 4.625%
HK$78,583
+HK$3,935/mo
Deposit HK$1.55M · loan HK$13.96M · min. income ≈ HK$149,296/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,629 · Scale 2, in force from 26 Feb 2026)