LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,368
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$36,468
−HK$1,118/mo
Today · 4.125%
HK$37,586
baseline
▲ 0.50% · 4.625%
HK$39,873
+HK$2,287/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$75,172/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$581,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,346
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$40,402
−HK$1,070/mo
Today · 4.125%
HK$41,472
baseline
▲ 0.50% · 4.625%
HK$43,658
+HK$2,186/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$82,944/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$581,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,442
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$43,762
−HK$1,341/mo
Today · 4.125%
HK$45,103
baseline
▲ 0.50% · 4.625%
HK$47,847
+HK$2,744/mo
Deposit HK$6.20M · loan HK$9.31M · min. income ≈ HK$90,206/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$581,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,216
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$48,482
−HK$1,285/mo
Today · 4.125%
HK$49,767
baseline
▲ 0.50% · 4.625%
HK$52,390
+HK$2,623/mo
Deposit HK$6.20M · loan HK$9.31M · min. income ≈ HK$99,534/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$581,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,515
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$51,055
−HK$1,565/mo
Today · 4.125%
HK$52,620
baseline
▲ 0.50% · 4.625%
HK$55,822
+HK$3,202/mo
Deposit HK$4.65M · loan HK$10.86M · min. income ≈ HK$105,240/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,085
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$56,562
−HK$1,499/mo
Today · 4.125%
HK$58,061
baseline
▲ 0.50% · 4.625%
HK$61,122
+HK$3,061/mo
Deposit HK$4.65M · loan HK$10.86M · min. income ≈ HK$116,122/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,662
−HK$3,992/mo
▼ 0.25% · 3.875%
HK$65,643
−HK$2,011/mo
Today · 4.125%
HK$67,654
baseline
▲ 0.50% · 4.625%
HK$71,771
+HK$4,117/mo
Deposit HK$1.55M · loan HK$13.96M · min. income ≈ HK$135,308/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,824
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$72,723
−HK$1,927/mo
Today · 4.125%
HK$74,650
baseline
▲ 0.50% · 4.625%
HK$78,585
+HK$3,935/mo
Deposit HK$1.55M · loan HK$13.96M · min. income ≈ HK$149,300/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,644 · Scale 2, in force from 26 Feb 2026)