LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,369
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$36,469
−HK$1,118/mo
Today · 4.125%
HK$37,587
baseline
▲ 0.50% · 4.625%
HK$39,874
+HK$2,287/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$75,174/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$581,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,348
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$40,403
−HK$1,070/mo
Today · 4.125%
HK$41,473
baseline
▲ 0.50% · 4.625%
HK$43,659
+HK$2,186/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$82,946/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$581,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,443
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$43,763
−HK$1,341/mo
Today · 4.125%
HK$45,104
baseline
▲ 0.50% · 4.625%
HK$47,849
+HK$2,745/mo
Deposit HK$6.20M · loan HK$9.31M · min. income ≈ HK$90,208/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$581,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,217
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$48,483
−HK$1,285/mo
Today · 4.125%
HK$49,768
baseline
▲ 0.50% · 4.625%
HK$52,391
+HK$2,623/mo
Deposit HK$6.20M · loan HK$9.31M · min. income ≈ HK$99,536/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$581,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,516
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$51,057
−HK$1,565/mo
Today · 4.125%
HK$52,622
baseline
▲ 0.50% · 4.625%
HK$55,823
+HK$3,201/mo
Deposit HK$4.65M · loan HK$10.86M · min. income ≈ HK$105,244/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,087
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$56,564
−HK$1,499/mo
Today · 4.125%
HK$58,063
baseline
▲ 0.50% · 4.625%
HK$61,123
+HK$3,060/mo
Deposit HK$4.65M · loan HK$10.86M · min. income ≈ HK$116,126/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$581,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,664
−HK$3,992/mo
▼ 0.25% · 3.875%
HK$65,644
−HK$2,012/mo
Today · 4.125%
HK$67,656
baseline
▲ 0.50% · 4.625%
HK$71,773
+HK$4,117/mo
Deposit HK$1.55M · loan HK$13.96M · min. income ≈ HK$135,312/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,826
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$72,725
−HK$1,927/mo
Today · 4.125%
HK$74,652
baseline
▲ 0.50% · 4.625%
HK$78,587
+HK$3,935/mo
Deposit HK$1.55M · loan HK$13.96M · min. income ≈ HK$149,304/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,660 · Scale 2, in force from 26 Feb 2026)