LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,370
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$36,470
−HK$1,117/mo
Today · 4.125%
HK$37,587
baseline
▲ 0.50% · 4.625%
HK$39,875
+HK$2,288/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$75,174/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$581,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,348
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$40,404
−HK$1,070/mo
Today · 4.125%
HK$41,474
baseline
▲ 0.50% · 4.625%
HK$43,660
+HK$2,186/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$82,948/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$581,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,443
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$43,764
−HK$1,341/mo
Today · 4.125%
HK$45,105
baseline
▲ 0.50% · 4.625%
HK$47,850
+HK$2,745/mo
Deposit HK$6.20M · loan HK$9.31M · min. income ≈ HK$90,210/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$581,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,218
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$48,484
−HK$1,285/mo
Today · 4.125%
HK$49,769
baseline
▲ 0.50% · 4.625%
HK$52,392
+HK$2,623/mo
Deposit HK$6.20M · loan HK$9.31M · min. income ≈ HK$99,538/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$581,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,517
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$51,058
−HK$1,564/mo
Today · 4.125%
HK$52,622
baseline
▲ 0.50% · 4.625%
HK$55,824
+HK$3,202/mo
Deposit HK$4.65M · loan HK$10.86M · min. income ≈ HK$105,244/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$581,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,088
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$56,565
−HK$1,499/mo
Today · 4.125%
HK$58,064
baseline
▲ 0.50% · 4.625%
HK$61,124
+HK$3,060/mo
Deposit HK$4.65M · loan HK$10.86M · min. income ≈ HK$116,128/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$581,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,665
−HK$3,992/mo
▼ 0.25% · 3.875%
HK$65,645
−HK$2,012/mo
Today · 4.125%
HK$67,657
baseline
▲ 0.50% · 4.625%
HK$71,774
+HK$4,117/mo
Deposit HK$1.55M · loan HK$13.96M · min. income ≈ HK$135,314/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,827
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$72,726
−HK$1,927/mo
Today · 4.125%
HK$74,653
baseline
▲ 0.50% · 4.625%
HK$78,588
+HK$3,935/mo
Deposit HK$1.55M · loan HK$13.96M · min. income ≈ HK$149,306/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,671 · Scale 2, in force from 26 Feb 2026)