LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,371
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$36,472
−HK$1,118/mo
Today · 4.125%
HK$37,590
baseline
▲ 0.50% · 4.625%
HK$39,877
+HK$2,287/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$75,180/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$581,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,350
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$40,406
−HK$1,070/mo
Today · 4.125%
HK$41,476
baseline
▲ 0.50% · 4.625%
HK$43,663
+HK$2,187/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$82,952/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$581,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,446
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$43,766
−HK$1,341/mo
Today · 4.125%
HK$45,107
baseline
▲ 0.50% · 4.625%
HK$47,852
+HK$2,745/mo
Deposit HK$6.20M · loan HK$9.31M · min. income ≈ HK$90,214/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$581,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,220
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$48,487
−HK$1,285/mo
Today · 4.125%
HK$49,772
baseline
▲ 0.50% · 4.625%
HK$52,395
+HK$2,623/mo
Deposit HK$6.20M · loan HK$9.31M · min. income ≈ HK$99,544/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$581,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,520
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$51,060
−HK$1,565/mo
Today · 4.125%
HK$52,625
baseline
▲ 0.50% · 4.625%
HK$55,827
+HK$3,202/mo
Deposit HK$4.65M · loan HK$10.86M · min. income ≈ HK$105,250/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$581,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,090
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$56,568
−HK$1,499/mo
Today · 4.125%
HK$58,067
baseline
▲ 0.50% · 4.625%
HK$61,128
+HK$3,061/mo
Deposit HK$4.65M · loan HK$10.86M · min. income ≈ HK$116,134/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$581,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,669
−HK$3,992/mo
▼ 0.25% · 3.875%
HK$65,649
−HK$2,012/mo
Today · 4.125%
HK$67,661
baseline
▲ 0.50% · 4.625%
HK$71,778
+HK$4,117/mo
Deposit HK$1.55M · loan HK$13.96M · min. income ≈ HK$135,322/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,831
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$72,730
−HK$1,927/mo
Today · 4.125%
HK$74,657
baseline
▲ 0.50% · 4.625%
HK$78,593
+HK$3,936/mo
Deposit HK$1.55M · loan HK$13.96M · min. income ≈ HK$149,314/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,702 · Scale 2, in force from 26 Feb 2026)