LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,372
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$36,472
−HK$1,118/mo
Today · 4.125%
HK$37,590
baseline
▲ 0.50% · 4.625%
HK$39,877
+HK$2,287/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$75,180/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$581,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,351
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$40,406
−HK$1,071/mo
Today · 4.125%
HK$41,477
baseline
▲ 0.50% · 4.625%
HK$43,663
+HK$2,186/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$82,954/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$581,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,446
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$43,767
−HK$1,341/mo
Today · 4.125%
HK$45,108
baseline
▲ 0.50% · 4.625%
HK$47,853
+HK$2,745/mo
Deposit HK$6.20M · loan HK$9.31M · min. income ≈ HK$90,216/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$581,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,221
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$48,488
−HK$1,284/mo
Today · 4.125%
HK$49,772
baseline
▲ 0.50% · 4.625%
HK$52,396
+HK$2,624/mo
Deposit HK$6.20M · loan HK$9.31M · min. income ≈ HK$99,544/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$581,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,521
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$51,061
−HK$1,565/mo
Today · 4.125%
HK$52,626
baseline
▲ 0.50% · 4.625%
HK$55,828
+HK$3,202/mo
Deposit HK$4.65M · loan HK$10.86M · min. income ≈ HK$105,252/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$581,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,091
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$56,569
−HK$1,499/mo
Today · 4.125%
HK$58,068
baseline
▲ 0.50% · 4.625%
HK$61,128
+HK$3,060/mo
Deposit HK$4.65M · loan HK$10.86M · min. income ≈ HK$116,136/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$581,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,669
−HK$3,993/mo
▼ 0.25% · 3.875%
HK$65,650
−HK$2,012/mo
Today · 4.125%
HK$67,662
baseline
▲ 0.50% · 4.625%
HK$71,779
+HK$4,117/mo
Deposit HK$1.55M · loan HK$13.96M · min. income ≈ HK$135,324/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,832
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$72,731
−HK$1,927/mo
Today · 4.125%
HK$74,658
baseline
▲ 0.50% · 4.625%
HK$78,594
+HK$3,936/mo
Deposit HK$1.55M · loan HK$13.96M · min. income ≈ HK$149,316/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,710 · Scale 2, in force from 26 Feb 2026)